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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Grand Cay Villas, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Oct 28, 2025·58 days on market·Recent sales in Grand Cay Villas·Grand Cay Villas

150 Veracruz Drive 523

Ponte Vedra Beach, FL 32082

$290,000sold priceListed at $299,000 · 97% of asking$249/sqftMLS# 2104233
2
Beds
2
Baths
1,163
Sq Ft
1996
Built
1
Garage
No
Pool

6 more homes for sale in Grand Cay Villas →Search Grand Cay Villas on the map

HOA $479/moCondominium3 stories

About this home

Grand Cay Villas

This condo stands out with a rarely available unattached 1 CAR GARAGE - perfect for your Vehicle or extra storage in the heart of Ponte Vedra Beach in Grand Cay Villas. This is a private gated community. This 2 Bedroom 2 Full Bathroom condominium is updated with many features. LVP Flooring, updated bathrooms with quartz counter tops, fireplace, built-in shelving, walk in closets, kitchen with generous storage and quartz counter tops. SS Appliances, pantry storage. The community center has a fitness center, pool and clubhouse available for special occasions. Close proximity to shopping, restaurants, and the ocean! Kitchen and Bathrooms updated in 2020. A/C replace 2017. Hot Water Heater 2025.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,594
Property taxesest. at asking price, St. Johns County$386
HOAbilled monthly$479
Estimated total, before insurance$2,459/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,562/yr · $130/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,562/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
160 Veracruz Drive 433, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$270,000$2542/21,065320
211 Colima Court 1128, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$240,000$2062/21,163390.2
11 Players Club Villas Road, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$625,000$4332/21,44520.4
695 A1A N 83, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$160,000$1272/1.51,260550.8
695 A1A N 85, Ponte Vedra Beach, FL 32082Listed by 904 FINE HOMESAug 2026$294,250$1953/21,51010.8
695 A1A N 53, Ponte Vedra Beach, FL 32082Listed by BEACHES REALTY AND MANAGEMENT LLCAug 2026$175,000$1392/21,260700.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$257
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,163
Total Structure Area1,163 sq ft
Year Built1996
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesWest

School Information

Community Information

Address150 Veracruz Drive 523, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionGrand Cay Villas
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0621300523
ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Management- On Site, Playground, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Detached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump, Hot Water
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories3
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityFire Alarm, Smoke Detector(s)

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedOctober 1, 2025
Days on Market58
HOA Fees$479 / Monthly
HOA FrequencyMonthly
HOA NameGrand Cay Villas of Ponte Vedra
Tax Amount$1,561.88
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KEARNEY REAL ESTATE SERVICES,

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Grand Cay Villas

Grand Cay Villas is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Grand Cay Villas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines