This home is in Jacksonville — a gated community home in Jacksonville.
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Sold·Closed Nov 20, 2025·71 days on market·Recent sales in Mandarin
9400 Underwing Way 3
Jacksonville, FL 32257
About this home
Jacksonville
SPECIAL OFFER! Seller WILL PAY THE FIRST 6 months of monthly CONDO FEES with acceptable offer! Don't miss this wonderful ground-floor condo with an ATTACHED GARAGE in Mandarin. OSPREY BRANCH is a small GATED community with pool & gym. The floorplan offers a 3 bedrooms & 2 baths. New LVP flooring and neutral tones throughout. The 3rd bedroom offers a HUGE closet and great flexibility as an Office, Bedroom or Dining area! The kitchen shines with stainless appliances, a deep double-bowl sink, full tile backsplash, warm wood cabinetry, and a huge pantry. Unwind in the private screened patio with no rear neighbors! The primary suite includes a walk-in closet and ensuite bath with glass-door walk-in shower. The 2nd Bedroom is split and offers great privacy. Separate laundry area with washer & dryer included. Monthly fees cover cable, internet, and exterior maintenance. The community & buildings are well maintained with a new roof in 2024!
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,724 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $188,000 | $40,782 | ▲ $7,000 |
| 2024 | $181,000 | $38,926 | — |
| 2023 | $181,000 | $36,336 | — |
| 2022 | $151,500 | $33,822 | — |
| 2021 | $121,500 | $31,381 | — |
| 2020 | $115,000 | $41,492 | — |
2024 property taxes (current owner): $875/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $169/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9420 Osprey Branch Trail 9, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $147,900 | $137 | 2/2 | 1,079 | 64 | 0.1 |
| 9626 Belda Way 7, Jacksonville, FL 32257Listed by PREMIER HOMES REALTY INC | Oct 2026 | $175,000 | $151 | 3/2 | 1,157 | 132 | 0.5 |
| 4365 Edgewater Crossing Drive 11-3, Jacksonville, FL 32257Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $235,000 | $187 | 2/2 | 1,259 | 3 | 0.5 |
| 9670 Amarante Circle 7, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $161,000 | $139 | 3/2 | 1,157 | 6 | 0.5 |
| 4369 Edgewater Crossing Drive 11-2, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $283,000 | $223 | 2/2 | 1,269 | 30 | 0.5 |
| 3904 Via Di Olivia Court 40, Jacksonville, FL 32257Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $185,000 | $146 | 3/2 | 1,269 | 165 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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