Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 36
Sold

Sold·Closed Sep 22, 2026·424 days on market·Recent sales in Jacksonville

9130 Commonwealth Avenue

Jacksonville, FL 32220

$75,000sold priceListed at $75,000 · 100% of askingMLS# 2097087
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.46 acresUnimproved Land

About this home

Jacksonville

Don't miss out on this amazing opportunity to own 2 prime lots off Commonwealth Ave close to the Bike trail. 9130 & 9154 Commonwealth Ave. Parcel #s 0046940050 & 0046940000 Totaling .46 acres. Includes a block barn/work shop. Listing agent is part owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$415
Property taxesest. at asking price, Duval County$122
Estimated total, before insurance$538/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$75,000
$15,000
Loan Term
Monthly Payment
$415
Principal & Interest: $415
Property taxes (est.): $123
Insurance (est.): $50
Estimated Total Monthly
$588
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~827 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $100,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$16,245$16,245—
2024$16,245$16,245—
2023$51,151$51,151—
2022$48,075$0▲ $5,388
2021$39,486$0—
2020$36,998$0—

2024 property taxes (current owner): $290/yr

Estimated taxes if purchased at asking price: ~$1,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 26, 2026Closed$75,000
  • Oct 20, 2025Listed$75,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9233 Wild Road, Jacksonville, FL 32220Listed by WHOLESALE REALTY LLCSep 2026$80,000—0/0—20.5
0 Boots Lane, Jacksonville, FL 32220Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$75,000—0/0—230.8
8588 Ocala Avenue, Jacksonville, FL 32220Listed by 7 STAR REALTY, INC.Jul 2026$110,000—0/0—431.2
8903 W Beaver Street, Jacksonville, FL 32220Listed by UNITED REAL ESTATE GALLERYNov 2025$410,000—0/0—281.8
0 Grayson Street, Jacksonville, FL 32220Listed by DJ & LINDSEY REAL ESTATEApr 2026$120,000—0/0—82.5
7509 Old Plank Road, Jacksonville, FL 32220Listed by KELLER WILLIAMS ST JOHNSMay 2025$115,000—0/0—3442.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$75,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.46 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address9130 Commonwealth Avenue, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionSection Land
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size20,037.6 sq ft
Parcel Number0046940050
ZoningResidential

Amenities

UtilitiesElectricity Available, Water Available
Water SourceWell

Exterior

Lot DescriptionAgricultural
FencingChain Link
Other StructuresOther, Barn(s), Shed(s)
Road FrontageCity Street

Additional Information

Date ListedOctober 20, 2025
Days on Market424
Tax Amount$290.22
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: ERA ONETEAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines