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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Aug 8, 2025·10 days on market·Recent sales in Mandarin

4580 Wandering Oaks Court

Jacksonville, FL 32257

$191,700sold priceListed at $198,900 · 96.4% of asking$194/sqftMLS# 2096591
2
Beds
2
Baths
990
Sq Ft
1985
Built
1
Garage
No
Pool
HOA $192/moTownhouse1 story

About this home

Jacksonville

Cozy, Quiet, Open and Lots of Light BEST describes this lovely 2-Bedroom 2-Bath, 1 Story home in SOUTHERN VILLAS in the heart of Mandarin off Losco Rd.! ALL FREASH PAINT, CLEAN and ready for your quick move-in. One Car attached Garage. Located close to shopping, schools and interstate access you won't want to miss out on this lovely home. You'll enjoy the comfort of easy maintenance free living! Additional features include: Enclosed Rear patio, Wood Burning Fireplace. Yard service and a Community Pool included. HOA is responsible for Roof Replacement - HOA REPORTS NEW ROOF WAS 2010 - ENJOY SUN and SPLASH around in the Community Pool. DON'T MISS FLORIDA LIVING AT IT'S FINEST!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,062
Property taxesest. at asking price, Duval County$313
HOAbilled quarterly$192
Estimated total, before insurance$1,567/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$191,700
$38,340
Loan Term
Monthly Payment
$1,062
Principal & Interest: $1,062
Property taxes (est.): $313
Insurance (est.): $128
Estimated Total Monthly
$1,503
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$181,282$168,907—
2024$181,748$153,552▲ $4,260
2023$168,376$139,593—
2022$145,903$126,903—
2021$115,367$115,367—
2020$111,570$108,818▲ $11,097

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $201/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11257 Shady Glen Drive, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCJul 2026$202,000$1842/21,098270.4
10800 Old St. Augustine Road 705, Jacksonville, FL 32257Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$180,000$1522/21,1821060.8
3932 Windridge Court, Jacksonville, FL 32257Listed by COLDWELL BANKER VANGUARD REALTYNov 2025$233,000$2072/21,12840.8
3554 Tiara Way W, Jacksonville, FL 32223Listed by ERA ONETEAM REALTYOct 2026$170,000$1792/2948191.4
3737 Loretto Road 905, Jacksonville, FL 32223Listed by BRIDGE & BEACON REAL ESTATE LLCAug 2026$149,000$1642/2908201.4
3737 Loretto Road 703, Jacksonville, FL 32223Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Jul 2026$140,000$1542/290871.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$198,900
Price / Sq Ft$201
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage990
Year Built1985
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address4580 Wandering Oaks Court, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionSouthern Villas
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Parcel Number1564210222
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Patio / PorchPorch
FencingFenced, Back Yard, Wood
Road SurfaceAsphalt

Additional Information

Date ListedJuly 3, 2025
Days on Market10
HOA Fees$575 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HARRIS REALTY PARTNERS LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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