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Pending

Pending·27 days on market

36250 Pitch Lane

Hilliard, FL 32046

$619,900$210/sqftEst. $3,299/moMLS# 2096309

Beds

Baths

2,950

Sq Ft

2024

Built

Garage

Pool

About this home

Hilliard

Step into modern comfort and timeless style with this stunning newly constructed home, perfectly nestled in a vibrant neighborhood. Offering three spacious bedrooms and 2.5 beautifully appointed bathrooms, this home is designed for both everyday living and elegant entertaining. As you enter, you're greeted by an open-concept living area that flows effortlessly into a bright breakfast nook. The gourmet kitchen is complete with premium finishes and direct access to the outdoor kitchen, perfect for weekend barbecues or evening gatherings under the stars. A dedicated media room provides the ultimate space for movie nights or game-day fun, while a separate home office ensures productivity and peace when working from home. At the end of the day, retreat to the Master suite, featuring a spa-like ensuite bath and generous closet space. The two additional bedrooms are thoughtfully placed for comfort and privacy.

Cost to own

Mortgage calculator

Home Price

$619,900

Down Payment: 20%

$123,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,131

Principal & Interest: $3,131

Est. Taxes & Insurance: $783

Estimated Total Monthly

$3,914

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,299

Property taxesest. at asking price, Nassau County$856

HOAbilled monthly$76

Estimated total, before insurance$4,231/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$524,276	$524,276	—
2024	$60,000	$60,000	—
2023	$60,000	$60,000	—
2022	$85,000	$85,000	—
2021	$11,156	$11,156	—

2024 property taxes (current owner): $938/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.