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Active·134 days on market

36273 Sugar Court

Hilliard, FL 32046

$649,000$219/sqftEst. $3,595/moMLS# 2148174
3
Beds
2.5
Baths
2,962
Sq Ft
2022
Built
3
Garage
No
Pool
FEMA Zone XHOA $76/mo1.61 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hilliard

Welcome to Southern Pines in Hilliard, FL! This move-in ready 2022-built single-story home offers modern comfort on a private 1.61-acre homesite. Featuring 3 bedrooms, 2.5 baths, plus a front office/flex room that could easily serve as a 4th bedroom, this thoughtfully designed floor plan provides plenty of space and flexibility. The open-concept layout includes a spacious great room, well-appointed kitchen with large pantry and coffee bar, and a convenient laundry room with access from the primary suite closet. Enjoy Florida outdoor living with a covered lanai and full outdoor kitchen, perfect for entertaining family and friends. The expansive backyard provides room for a pool, boat or RV storage, and additional outdoor improvements. A 3-car garage offers ample parking and storage. Located in desirable Southern Pines, this property combines peaceful acreage living with convenient access to Jacksonville, Jacksonville International Airport, Kings Bay, & Amelia Island beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,595
Property taxesest. at asking price, Nassau County$896
HOAbilled monthly$76
Estimated total, before insurance$4,567/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,432/yr · $619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,000
$129,800
Loan Term
Monthly Payment
$3,595
Principal & Interest: $3,595
Property taxes (est.): $896
Insurance (est.): $433
Estimated Total Monthly
$4,924
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $619,900 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$524,484$473,762—
2024$531,349$531,349—
2023$509,390$509,390—
2022$85,000$85,000—
2021$11,156$11,156—

2025 property taxes (current owner): $7,432/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 1, 2026Listed$649,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
36250 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJul 2026$619,900$2103/2.52,9502720.1
36218 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCNov 2025$661,900$1974/33,3652320.1
36004 Pitch Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$574,000$2214/22,600970.2
36295 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCDec 2025$630,900$1934/33,2611660.3
36821 Dyal Road, Callahan, FL 32011Listed by GAILEY ENTERPRISES LLCSep 2026$825,000$2493/2.53,3073151.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,000
Price / Sq Ft$219
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,962
Acres1.61 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address36273 Sugar Court, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSouthern Pines
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size70,131.6 sq ft
Parcel Number233N24330000330000
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage
ViewTrees/Woods

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Exterior

FencingBack Yard

Additional Information

Date ListedJune 2, 2026
Days on Market36
HOA Fees$76 / Monthly
HOA FrequencyMonthly
Tax Amount$7,432.31
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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