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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$700,0004 bd · 3 ba · 3,261 sq ft

Active·47 days on market

36031 Pitch Lane

Hilliard, FL 32046

$700,000$215/sqftEst. $3,816/mo mortgageMLS# 2166249
4
Beds
3
Baths
3,261
Sq Ft
2024
Built
3
Garage
No
Pool
FEMA Zone XHOA $76/mo1.62 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hilliard

1.62-acre lot • Single-story living • 3-car garage • 3D walkthrough + floor plan available. Built in 2024 in Southern Pines, this 4-bedroom, 3-bath home offers 3,261 sq. ft. with an open-concept layout, soaring ceilings, crown molding, and flexible living spaces. The kitchen includes a breakfast bar, eat-in area, and butler's pantry. The primary suite features a walk-in closet, soaking tub, and separate shower. Flexible rooms provide options for a home office, media room, bonus room, or gym. Garage and additional parking include RV access/parking. Southern Pines amenities include a basketball court, dog park, park, and playground. Approx. 2.1 mi to Winn-Dixie and 3.5 mi to Roasted Rooster Coffee Company, with Hilliard-area shopping, dining, parks, and recreation nearby.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,816
Property taxesest. at asking price, Nassau County$966
HOAbilled monthly$76
Estimated total, before insurance$4,859/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$700,000
$140,000
Loan Term
Monthly Payment
$3,816
Principal & Interest: $3,816
Property taxes (est.): $966
Insurance (est.): $467
Estimated Total Monthly
$5,249
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 1.6-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 23, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
36039 Pitch Lane, Hilliard, FL 32046Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2025$665,000$1984/33,353850
36004 Pitch Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$574,000$2214/22,600970.1
36501 Shortleaf Avenue, Hilliard, FL 32046Listed by WATSON REALTY CORPOct 2026$740,000$2295/33,2381020.2
36079 Pitch Lane, Hilliard, FL 32046Listed by COLDWELL BANKER PREMIER PROPERTIESDec 2025$595,000$2444/3.52,443270.2
36461 Shortleaf Avenue, Hilliard, FL 32046Listed by SUMMER HOUSE REALTYSep 2025$635,000$1964/33,238700.2
36257 Sugar Court, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJul 2025$588,900$2394/3.52,4654840.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$700,000
Price / Sq Ft$215
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,261
Total Structure Area3,261 sq ft
Acres1.62 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryHilliard, reported on 43 other Southern Pines listings
MiddleHilliard, reported on 44 other Southern Pines listings
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address36031 Pitch Lane, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSouthern Pines
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size70,567.2 sq ft
Parcel Number23-3N-24-3300-0072-0000
ZoningSingle Family

Amenities

AmenitiesOther, Basketball Court, Dog Park, Park, Playground
Community FeaturesFishing
UtilitiesElectricity Connected, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther, Additional Parking, Garage, Garage Door Opener, RV Access/Parking
ViewPond, Trees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
Spa FeaturesHeated, Above Ground, Private

Exterior

Patio / PorchPatio, Porch, Screened
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 24, 2026
Days on Market47
HOA Fees$76 / Monthly
HOA FrequencyMonthly
HOA NameSouthern Pines Homeowners Association of Nassau Co
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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