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Pending

Pending·29 days on market

36111 Pitch Lane

Hilliard, FL 32046

$465,000$226/sqftEst. $2,391/moMLS# 2157683

Beds

Baths

2,054

Sq Ft

2023

Built

Garage

Pool

About this home

Hilliard

*Short-sale* Welcome to this beautifully maintained 2023-built home on approximately one acre in Southern Pines! Offering 4 bedrooms, 2 bathrooms, and more than 2,000 square feet, the open-concept design is ideal for everyday living and entertaining. The impressive kitchen features white shaker cabinetry, stainless steel appliances, a herringbone tile backsplash and an oversized island with striking veined countertops. The spacious primary suite includes a walk-in closet and spa-inspired bath with a soaking tub and separate tiled shower. Outside, enjoy a covered patio and fully fenced backyard with plenty of room to relax or entertain. Exceptional extras include an attached two-car garage, detached metal garage/workshop and additional covered parking--electrical supply for an RV, and ideal for a boat or recreational equipment. This move-in-ready Southern Pines home combines modern finishes, generous outdoor space and hard-to-find storage!

Cost to own

Mortgage calculator

Home Price

$465,000

Down Payment: 20%

$93,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,391

Principal & Interest: $2,391

Property taxes (est.): $642

Insurance (est.): $310

Estimated Total Monthly

$3,342

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,391

Property taxesest. at asking price, Nassau County$642

HOAbilled annually$76

Estimated total, before insurance$3,109/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 15, 2026Pending$465,000
Jul 30, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000

Price / Sq Ft$226

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,054

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages4

# of Carport Spaces1

Has PoolNo

Is WaterfrontNo

Community Information

Address36111 Pitch Lane, Hilliard, FL 32046

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionSouthern Pines

CityHilliard

CountyNassau

StateFL

Zip Code32046

Parcel Number233N24330000820000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingAttached, Carport, Covered, Detached, Detached Carport, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesKitchen Island, Primary Bathroom -Tub with Separate Shower

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup