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Active

Active·25 days on market

36265 Sugar Court

Hilliard, FL 32046

$700,000$209/sqftEst. $3,599/moMLS# 2158351

Beds

Baths

3,353

Sq Ft

2022

Built

Garage

Pool

About this home

Hilliard

Come and live the simple life in style in the desirable Southern Pines community! This stunning one story 4-bedroom, 3-bathroom home located on a small cul-de-sac offers the perfect blend of luxury and comfort. Enjoy a spacious open-concept floor plan featuring beautiful wood flooring, 12 foot ceilings, and an expansive family room that opens to a kitchen complete with a breakfast bar, breakfast nook, butler's pantry, and ample cabinetry storage. The thoughtfully designed split-bedroom layout provides privacy, while the oversized primary suite offers a bath with a soaking tub, separate shower, and a large walk-in closet. A central dedicated media/play room provides the perfect space for movie nights, gaming, or kids space. The home sits on a wooded 1+acre lot complete with a covered patio, outdoor kitchen, and space for a pool, storage shed, or RV/boat. The oversized 3-car garage has room for vehicles, storage, and hobbies.

Cost to own

Mortgage calculator

Home Price

$700,000

Down Payment: 20%

$140,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,599

Principal & Interest: $3,599

Property taxes (est.): $966

Insurance (est.): $467

Estimated Total Monthly

$5,032

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,599

Property taxesest. at asking price, Nassau County$966

HOAbilled monthly$76

Estimated total, before insurance$4,641/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,153/yr · $679/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,153/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 3, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$700,000

Price / Sq Ft$209

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,353

Total Structure Area4,560 sq ft

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address36265 Sugar Court, Hilliard, FL 32046

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionSouthern Pines

CityHilliard

CountyNassau

StateFL

Zip Code32046

Parcel Number233N24330000320000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available

SewerSeptic Tank

Water SourcePrivate, Well

ParkingAttached, Garage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral, Heat Pump

CoolingCentral Air, Multi Units

FlooringTile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup