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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$699,0004 bd · 2 ba · 2,592 sq ft

Active·56 days on market

36426 Pitch Lane

Hilliard, FL 32046

$699,000$270/sqftEst. $3,811/mo mortgageMLS# 2164815
4
Beds
2
Baths
2,592
Sq Ft
2024
Built
2
Garage
No
Pool
FEMA Zone XHOA $78/mo1.43 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hilliard

1.432 ACRES • PRIVATE CUL-DE-SAC • 4 BEDROOMS • ENDLESS POOLS® SWIM SPA • OUTDOOR KITCHEN • RV & BOAT FRIENDLY Experience space, privacy and thoughtful upgrades in this nearly new 4-bedroom, 2-bath home offering approximately 2,600 heated square feet on 1.5 acres at the end of a quiet cul-de-sac. A long driveway leads to the finished side-entry two-car garage, while the cleared and professionally graded property provides generous outdoor space for recreation, storage and future possibilities. Inside, the open-concept design features impressive 10- to 11-foot ceilings, 8-foot interior doors, luxury vinyl plank flooring throughout the main living areas and walk-in closets in every bedroom. The spacious kitchen is equipped with a 36-inch induction range, externally vented hood, abundant cabinetry and an oversized island designed for everyday living and entertaining. Dedicated office/flex spaces provide additional versatility for working from home, hobbies or guests. Outdoor living is

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,811
Property taxesest. at asking price, Nassau County$965
HOAbilled monthly$78
Estimated total, before insurance$4,854/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,613/yr · $551/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$699,000
$139,800
Loan Term
Monthly Payment
$3,811
Principal & Interest: $3,811
Property taxes (est.): $965
Insurance (est.): $466
Estimated Total Monthly
$5,242
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 1.4-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,613/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 14, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $270/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
36501 Shortleaf Avenue, Hilliard, FL 32046Listed by WATSON REALTY CORPOct 2026$740,000$2295/33,2381020.3
36461 Shortleaf Avenue, Hilliard, FL 32046Listed by SUMMER HOUSE REALTYSep 2025$635,000$1964/33,238700.4
36004 Pitch Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$574,000$2214/22,600970.5
36250 Pitch Lane, Hilliard, FL 32046Listed by LGI REALTY - FLORIDA, LLCJul 2026$619,900$2103/2.52,9502720.5
36012 Pitch Lane, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$488,000$2354/22,0791950.5
36039 Pitch Lane, Hilliard, FL 32046Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2025$665,000$1984/33,353850.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$699,000
Price / Sq Ft$270
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,592
Acres1.43 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryHilliard, reported on 43 other Southern Pines listings
MiddleHilliard, reported on 44 other Southern Pines listings
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address36426 Pitch Lane, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSouthern Pines
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size62,290.8 sq ft
Parcel Number23-3N-24-3300-0127-0000

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Not Available, Water Connected
SewerAerobic Septic
Water SourceWell
ParkingAttached, Garage, Garage Door Opener, RV Access/Parking

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Induction Cooktop, Microwave, Plumbed For Ice Maker, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Exterior FeaturesCourtyard, Outdoor Kitchen

Additional Information

Date ListedSeptember 14, 2026
Days on Market56
HOA Fees$78 / Monthly
HOA FrequencyMonthly
Tax Amount$6,613
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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