This home is in Sutton Lakes, Jacksonville — a waterfront home in Jacksonville.
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Sold·Closed Aug 18, 2025·40 days on market·Recent sales in Sutton Lakes·Sutton Lakes
1896 Coldfield Drive W
Jacksonville, FL 32246
18 more homes for sale in Sutton Lakes →Search Sutton Lakes on the map
About this home
Sutton Lakes
MOTIVATED SELLER - JUST MINUTES FROM THE BEACH!!! Charming 3BR/2BA home with beautiful laminate wood plank floors and a smart split floor plan that makes the 1,504 sq ft feel even more spacious. Lovingly maintained, it features a roof replaced in 2016 and a high-efficiency heat pump, A/C, and ductwork system installed just 3 years ago—cutting energy bills by up to 40%! The kitchen offers quartz overlay counters and a gas stove. Enjoy peaceful lake views and wildlife sightings from the screened lanai. A shallow well supplies the irrigation system, helping save on water bills. You're just minutes from the beach, shopping, and dining. The community offers two pools, a basketball court, and a playground—all with no CDD fees! A transferable termite bond adds extra peace of mind. Sellers will miss their great neighbors and this tranquil, convenient location. Don't miss your chance to own this energy-efficient g
Next steps in Sutton Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2016 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,793 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $311,366 | $85,765 | ▲ $15,000 |
| 2024 | $297,181 | $82,641 | — |
| 2023 | $296,711 | $78,778 | — |
| 2022 | $274,543 | $75,028 | — |
| 2021 | $207,961 | $71,387 | — |
| 2020 | $194,603 | $69,712 | — |
2024 property taxes (current owner): $1,829/yr
Estimated taxes if purchased at asking price: ~$7,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $265/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11125 Wyndham Hollow Lane, Jacksonville, FL 32246Listed by LPT REALTY LLC | Sep 2026 | $415,000 | $223 | 3/2 | 1,865 | 82 | 0.2 |
| 10967 Majuro Drive, Jacksonville, FL 32246Listed by BASS PROFESSIONAL REALTY, INC | Sep 2026 | $308,000 | $228 | 3/2 | 1,348 | 116 | 0.3 |
| 2126 Weymouth Circle E, Jacksonville, FL 32246Listed by MOMENTUM REALTY | Sep 2026 | $275,000 | $184 | 4/2 | 1,492 | 8 | 0.3 |
| 1878 Willesdon Drive E, Jacksonville, FL 32246Listed by REAL BROKER LLC | Sep 2026 | $489,000 | $252 | 3/2.5 | 1,944 | 11 | 0.4 |
| 2241 Pierce Arrow Drive, Jacksonville, FL 32246Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $352,000 | $250 | 3/2 | 1,409 | 5 | 0.6 |
| 12009 Sunchase Drive, Jacksonville, FL 32246Listed by O'MALLEY REAL ESTATE INC | Sep 2026 | $459,900 | $235 | 3/2 | 1,953 | 2 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COASTAL CHARM REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sutton Lakes
Sutton Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Sutton Lakes homes for sale →Keep looking
More homes in Sutton Lakes
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For Sale1706 Aston Hall Drive EJacksonville, FL 32246
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For Sale11197 Illford DriveJacksonville, FL 32246
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For Sale2274 Peerless Lane WJacksonville, FL 32246
3 bd · 2 ba · 1,865 sq ft
$385,000Est. $2,049/moWelcome to Sutton Lakes, where an ideal location, spacious interiors, and a private oversized homesite come together in…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 18, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines