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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Jun 6, 2025·0 days on market·Recent sales in St. Johns County

266 Oakmoss Drive

St. Johns, FL 32259

$518,837sold priceListed at $518,837 · 100% of asking$297/sqftMLS# 2091068
3
Beds
2
Baths
1,744
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $112/moSingle Family Residence1 storyNew construction

About this home

St. Johns

New Construction from Toll Brothers in the coveted private community of Shores at Rivertown.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,874
Property taxesest. at asking price, St. Johns County$690
HOAbilled monthly$112
Estimated total, before insurance$3,676/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$518,837
$103,767
Loan Term
Monthly Payment
$2,874
Principal & Interest: $2,874
Property taxes (est.): $690
Insurance (est.): $346
Estimated Total Monthly
$3,910
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 3, 2025Listed$518,837

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $297/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
253 Oakmoss Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$598,538$2723/2.52,20000
197 Merchant Avenue, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESJun 2026$547,500$2582/2.52,1211890.4
87 Merchant Avenue, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$512,155$2702/21,90000.5
32 Ren Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$435,000$2154/32,0271680.6
305 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$449,000$2672/21,682160.7
186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$480,000$2562/21,876240.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$518,837
Price / Sq Ft$297
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,744
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

Community Information

Address266 Oakmoss Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Shores
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0007270840
ZoningResidential

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesEntrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecuritySecurity Gate

Exterior

RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 3, 2025
Days on Market0
HOA Fees$112 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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