This home is in Fernandina Beach.
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Sold·Closed May 9, 2025·98 days on market·Recent sales in Amelia Island
1032 14th Street
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Are you searching for the perfect home to complement your island lifestyle? Look no further than 1032 N 14th Street. This charming property offers three bedrooms, one fully updated bathroom, and vinyl plank flooring throughout. Additional features include a carport, a covered back deck, and a spacious, fenced-in yard—ideal for relaxation or outdoor activities. Located in a prime area, this home provides easy access to a variety of island attractions. Whether you're a boater, surfer, nature enthusiast, or simply enjoy dining out and strolling to watch the sunset in Downtown Fernandina, everything you need is just moments away. Enjoy the convenience of being close to Old Town, Dee Dee Bartels Boat Ramp, Egan's Creek Park, Fort Clinch, Main Beach, and just two minutes from the heart of Downtown Fernandina Beach. Begin living the life you've always dreamed of at 1032 N 14th Street today!
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,809/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $467/sq ft; this home is listed at $420/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1010 Calle Corta, Fernandina Beach, FL 32034Listed by 1 REALTY CORP | Apr 2026 | $359,000 | $321 | 3/2 | 1,118 | 10 | 0 |
| 1032 N 14th Street, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | May 2025 | $410,000 | $410 | 3/1 | 1,000 | 98 | 0 |
| 1010 N 15th Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | May 2026 | $494,900 | $521 | 3/2 | 950 | 91 | 0.1 |
| 1411 Leon Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2025 | $515,000 | $515 | 3/2 | 1,000 | 87 | 0.1 |
| 1010 N 15th Street, Fernandina Beach, FL 32034Listed by REDFIN CORPORATION | Jul 2025 | $335,000 | $353 | 3/1.5 | 950 | 29 | 0.1 |
| 1127 N 15th Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jun 2025 | $415,000 | $467 | 2/1 | 888 | 21 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: NON MLS (realMLS)
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on May 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





