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Sold

Sold·Closed Jan 2, 2026·37 days on market

44277 Woodland Circle

Callahan, FL 32011

$305,500sold priceListed at $347,000 · 88% of asking$203/sqftMLS# 2114533
3
Beds
2
Baths
1,502
Sq Ft
1991
Built
—
Garage
No
Pool
No HOA1.78 acresSingle Family Residence1 story

About this home

Callahan

Welcome to this beautifully updated home. The interior boasts a fresh coat of neutral color paint, complemented by new flooring throughout the entire home. The kitchen is a chef's dream with all new stainless steel appliances and an accent backsplash adding a touch of elegance. The exterior of the home is just as impressive with fresh paint and a new roof. The backyard features a covered patio, perfect for outdoor relaxation or entertaining. With all these updates and features, this home is ready for its new owner.Included 100-Day Home Warranty with buyer activation

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,692
Property taxesest. at asking price, Nassau County$422
Estimated total, before insurance$2,114/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,529/yr · $127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,500
$61,100
Loan Term
Monthly Payment
$1,692
Principal & Interest: $1,692
Property taxes (est.): $422
Insurance (est.): $204
Estimated Total Monthly
$2,318
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,592 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $45,500 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$184,992$90,991—
2024$179,347$87,719—
2023$173,940$83,708—
2022$143,882$143,882—
2021$131,017$40,785—
2020$123,642$39,532—

2024 property taxes (current owner): $1,529/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
44629 Woodland Circle, Callahan, FL 32011Listed by SELECT REALTY LLCJul 2026$430,000$2323/21,853170.3
44041 Maplewood Court, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$499,000$3213/31,55550.6
43812 Freedom Drive, Callahan, FL 32011Listed by WATSON REALTY CORPOct 2025$463,000$2613/21,7721461
43739 Ratliff Road, Callahan, FL 32011Listed by HASSLE-FREE REALTY LLCAug 2026$297,000$1904/1.51,566561.2
44046 Cross Creek Boulevard, Callahan, FL 32011Listed by REAL BROKER LLCOct 2026$320,000$1654/21,944331.4
540485 US Highway 1, Callahan, FL 32011Listed by LPT REALTY LLCNov 2025$300,000$1913/21,5721301.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$347,000
Price / Sq Ft$231
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,502
Acres1.78 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address44277 Woodland Circle, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionWoodland Estates
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size77,536.8 sq ft
Parcel Number161N25291200070090

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOn Street

Interior

AppliancesOther, Dishwasher, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne

Exterior

RoofShingle

Additional Information

Date ListedNovember 3, 2025
Days on Market37
Tax Amount$1,529.1
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: OPENDOOR BROKERAGE, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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