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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Dec 29, 2025·208 days on market·Recent sales in Julington Creek·Julington Creek

388 Lolly Lane

St. Johns, FL 32259

$460,000sold priceListed at $475,000 · 96.8% of asking$217/sqftMLS# 2085288
4
Beds
2
Baths
2,123
Sq Ft
1994
Built
2
Garage
No
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

HOA $48/mo16,988 sqft lotSingle Family Residence1 story

About this home

Julington Creek

Say hello to a BRAND NEW ROOF! Welcome to this beautifully maintained 4BR/2BA home in a quiet, established neighborhood! Light and bright, with fresh paint enhancing all bedrooms and baths. Plan your gatherings here with a formal dining room, an additional living area, and a great room featuring a cozy gas fireplace and wood laminate flooring. The spacious kitchen offers granite countertops, generous cabinetry, and a practical design ideal for everyday living or entertaining guests. The spacious primary suite is a sanctuary including a private bath with separate shower, garden tub, and dual walk-in closets. Architectural details! Tall ceilings, arched doorways, and an expansive backyard add style and space to relax, garden, or even plan a pool and firepit. This MOVE IN READY home conveniently located in Julington Creek Plantation delivers the perfect blend of charm, functionality, and LOCATION. Stellar Julington Creek Plantation amenities included!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,548
Property taxesest. at asking price, St. Johns County$612
HOAbilled annually$48
Estimated total, before insurance$3,208/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,851/yr · $321/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$460,000
$92,000
Loan Term
Monthly Payment
$2,548
Principal & Interest: $2,548
Property taxes (est.): $612
Insurance (est.): $307
Estimated Total Monthly
$3,467
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,851/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 2, 2025Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
629 Hummingbird Court, Jacksonville, FL 32259Listed by ERA ONETEAM REALTYAug 2026$420,000$2253/21,866560.4
1304 Honeysuckle Drive, Jacksonville, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$726,100$2645/32,74730.5
1100 Creekwood Way N, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCAug 2026$739,000$2744/32,700150.9
796 Grand Parke Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$428,000$2254/21,9031101
1014 Fruit Cove Road, Fruit Cove, FL 32259Listed by SERVICE REALTY, LLCSep 2026$580,000$2274/32,552651.1
1590 Pitch Pine Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$720,000$3993/31,805921.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$224
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,123
Acres0.39 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address388 Lolly Lane, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size16,988.4 sq ft
Parcel Number2500110050
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionFew Trees
Patio / PorchGlass Enclosed, Rear Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 2, 2025
Days on Market208
HOA Fees$572 / Annually
HOA FrequencyAnnually
HOA NameVesta Property Services
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,851.3
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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