This home is in Vermont Heights, Elkton — a home near Pedro Menendez High School.
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Sold·Closed Jun 20, 2025·18 days on market·Recent sales in Vermont Heights·Vermont Heights
3372 9th Street
Elkton, FL 32033
All Vermont Heights homes for sale →Search Vermont Heights on the map
About this home
Vermont Heights
Welcome home to this charming 3-bedroom, 2-bathroom residence nestled in the quiet community of Elkton, FL. Offering 1,116 square feet of comfortable living space, this home is thoughtfully designed for easy everyday living. Step inside to a welcoming kitchen and living room situated at the front of the home, creating a bright and inviting space perfect for relaxing or entertaining. Down the hallway, you'll find the three bedrooms tucked away for added privacy. The primary suite features a private en suite bathroom complete with a tub/shower combination providing a cozy retreat at the end of the day. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this property offers great potential in a peaceful location with easy access to nearby St. Augustine, beaches, and shopping. Welcome!
Next steps in Vermont Heights
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,463 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
A Street ramp and lotsabout 8 mi · 45 parking spaces
Closest park or preserve
Palatka-to-St. Augustine State Trail3 min drive · 18.6 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 5 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 6 mi · Moultrie Creek
Closest youth league fields
Treaty Park10 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix7 min drive · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $674/yr
Estimated taxes if purchased at asking price: ~$3,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4245 New Hampshire Road, Elkton, FL 32033Listed by MARGANON REAL ESTATE FIRM | Aug 2025 | $255,000 | $239 | 3/2 | 1,069 | 62 | 0.1 |
| 3416 6th Street, Elkton, FL 32033Listed by DJ & LINDSEY REAL ESTATE | Jul 2025 | $265,000 | $237 | 3/2 | 1,116 | 235 | 0.2 |
| 4125 Vermont Boulevard, Elkton, FL 32033Listed by DAVIDSON REALTY, INC. | Jun 2025 | $255,000 | $228 | 3/2 | 1,116 | 14 | 0.2 |
| 4124 Vermont Boulevard, Elkton, FL 32033Listed by DAVIDSON REALTY, INC. | Apr 2025 | $259,000 | $232 | 3/2 | 1,118 | 39 | 0.2 |
| 337 W New England Drive, Elkton, FL 32033Listed by COLDWELL BANKER VANGUARD REALTY | Jan 2026 | $310,000 | $216 | 3/2 | 1,434 | 56 | 0.4 |
| 5821 Oak Street, Elkton, FL 32033Listed by ST AUGUSTINE REALTY | Apr 2026 | $347,000 | $288 | 3/2 | 1,206 | 5 | 2.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Vermont Heights
Vermont Heights is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32033.
View all Vermont Heights homes for sale →Explore the area
More in Vermont Heights
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines