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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Kelly Pointe, Ponte Vedra — a waterfront home in Nocatee.

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Sold

Sold·Closed Jun 23, 2025·69 days on market·Recent sales in Kelly Pointe·Kelly Pointe

45 Princess Drive

Ponte Vedra, FL 32081

$710,000sold priceListed at $779,999 · 91% of asking$241/sqftMLS# 2081035
5
Beds
4
Baths
2,942
Sq Ft
2012
Built
3
Garage
No
Pool

All Kelly Pointe homes for sale →Search Kelly Pointe on the map

HOA $49/mo6,970 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Kelly Pointe

BACK ON THE MARKET!! Don't let this opportunity pass you by! Absolutely beautiful, this immaculately kept, upgraded home is one of the BEST VALUES in Nocatee, plus it's on one of the most serene water frontage lots! 5 bedrooms/4 full baths, flex room & loft, plus tons of storage & 3 CAR GARAGE. Top of the line AC with blue light filtration is only 3 years old! Enjoy the fully fenced yard w/plenty of room for a pool or play set, or take in the beautiful lake views from the private screened lanai. This home offers stunning waterfront views out the back and lush green preserve views out the front. Open layout downstairs includes gourmet kitchen with double wall ovens, and large island. Surround sound wired family room. 1 bedroom on main level + full bathroom and a flex room . Primary bedroom, located on the 2nd floor separate from other bedrooms, offers two walk-in closets and a spa-like bathroom.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,933
Property taxesest. at asking price, St. Johns County$945
HOAbilled annually$49
Estimated total, before insurance$4,926/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,714/yr · $393/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$710,000
$142,000
Loan Term
Monthly Payment
$3,933
Principal & Interest: $3,933
Property taxes (est.): $945
Insurance (est.): $473
Estimated Total Monthly
$5,351
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,714/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 17, 2025Listed$779,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $276/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$610,000$2284/2.52,677780.1
116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$775,000$2823/32,747330.5
435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVENAug 2026$519,400$2443/22,1331270.6
213 Jackrabbit Trail, Ponte Vedra, FL 32081Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$690,000$2764/2.52,498140.8
306 Southern Oak Drive, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,100,000$3214/3.53,426500.8
294 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$620,000$2644/32,35020.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$779,999
Price / Sq Ft$265
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,942
Total Structure Area2,942 sq ft
Acres0.16 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address45 Princess Drive, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionKelly Pointe
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Lot Dimensions6770 Sq Ft
Parcel NumberLEGAL DESCRIPTION 102KELLY POINTE/NOCATEE PH 266 7
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewLake, Pond
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesConvection Oven, Disposal, Dryer, Electric Oven, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Microwave, Refrigerator, Trash Compactor, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt, Paved

Additional Information

Date ListedMay 17, 2025
Days on Market69
HOA Fees$584 / Annually
HOA FrequencyAnnually
HOA NameKelly Pointe HOA/BCM Services
Tax Amount$4,714
Tax Year2024
Listing TermsCash, Conventional, FHA, Lease Option, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Kelly Pointe

Kelly Pointe is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Kelly Pointe homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines