This home is in St. Johns — a home near Creekside High School.
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Sold·Closed Jun 23, 2025·70 days on market·Recent sales in St. Johns County
1176 Harmony Drive
St. Johns, FL 32259
About this home
St. Johns
Your perfect opportunity to expand your investment portfolio! This 3 bedroom, 2 bathroom home offers a fresh, Cozy feel throughout. The stylish kitchen has shaker cabinets, stainless steel appliances, and a spacious breakfast nook. The home features a split floor plan, large master bedroom with his and her closets, a dedicated dining room and large living room area, with vinyl flooring flowing throughout. Step outside to a serene backyard with a large 330+sqft screened in porch, perfect for enjoying your morning coffee or unwinding in the evening. Home is on local utility water and sewer. Located in the idyllic Fruit Cove area boasting low crime and excellent schools, you don't want miss this incredible chance to make it yours!
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,322 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $144,702 | $79,247 | — |
| 2024 | $142,722 | $72,043 | — |
| 2023 | $149,995 | $65,494 | — |
| 2022 | $79,982 | $59,540 | — |
| 2021 | $54,127 | $54,127 | — |
| 2020 | $55,176 | $50,434 | — |
2024 property taxes (current owner): $1,531/yr
Estimated taxes if purchased at asking price: ~$2,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $92/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1241 Fruit Cove Drive S, St. Johns, FL 32259Listed by REALTY ONE GROUP ELEVATE | Jun 2026 | $501,251 | $248 | 3/2 | 2,018 | 2 | 0.2 |
| 1440 Forest Lane, St. Johns, FL 32259Listed by LIVE LOVELY REALTY LLC | Jul 2026 | $495,900 | $245 | 4/2 | 2,028 | 18 | 0.5 |
| 1411 Forest Lane, St. Johns, FL 32259Listed by HOMEPRO REALTY JACKSONVILLE LLC | Jul 2026 | $339,400 | $215 | 3/2 | 1,581 | 2 | 0.5 |
| 1680 Lemonwood Road, St. Johns, FL 32259Listed by RPB REALTY,INC | Jul 2026 | $485,000 | $236 | 4/2.5 | 2,054 | 56 | 0.6 |
| 1540 Lemonwood Road, St. Johns, FL 32259Listed by WATSON REALTY CORP | Jun 2026 | $345,000 | $237 | 3/2 | 1,453 | 170 | 0.6 |
| 405 Lolly Lane, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $478,000 | $220 | 4/2 | 2,170 | 0 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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