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Sold·Closed May 20, 2025·43 days on market

1520 Vineland Circle D

Fleming Island, FL 32003

$244,500sold priceListed at $259,900 · 94.1% of asking$227/sqftMLS# 2073746
3
Beds
2
Baths
1,075
Sq Ft
2004
Built
1
Garage
No
Pool
HOA $295/mo6,534 sqft lotWaterfrontTownhouse1 story

About this home

Fleming Island

Attractive end unit situated in an excellent neighborhood, featuring recent paint, new carpeting, and modernized appliances. Amenities at Autumn Glen - 2 community pools including Splash Park. Walking paths, Basketball, Tennis & Volleyball Courts, Playground, Security Patrol Officers, Christmas Decorations & Community Events. HOA & CDD Fees covers Exterior Maintenance - Painting, Stucco, and Roof. CDD Fees cover Amenity Center, Splash Park & Other Common Areas.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,354
Property taxesest. at asking price, Clay County$375
HOAbilled monthly$295
Estimated total, before insurance$2,024/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,129/yr · $344/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$244,500
$48,900
Loan Term
Monthly Payment
$1,354
Principal & Interest: $1,354
Property taxes (est.): $375
Insurance (est.): $163
Estimated Total Monthly
$1,892
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,129/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $242/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1665 Vineland Circle D, Fleming Island, FL 32003Listed by ANDERSON REALTYJun 2026$235,000$2143/21,0991610.1
1870 Green Springs Circle A, Fleming Island, FL 32003Listed by WATSON REALTY CORPFeb 2026$225,000$2093/21,075600.1
1585 Vineland Circle D, Fleming Island, FL 32003Listed by WATSON REALTY CORPOct 2025$241,000$2193/21,099260.1
1580 Vineland Circle A, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2025$215,000$1963/21,09950.1
1835 Green Springs Circle D, Fleming Island, FL 32003Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLCMar 2026$205,000$1913/21,0751420.2
1815 Green Springs Circle D, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$201,000$1853/21,087440.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,900
Price / Sq Ft$242
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,075
Total Structure Area1,425 sq ft
Acres0.15 acres
Year Built2004
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address1520 Vineland Circle D, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionAutumn Glen
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size6,534 sq ft
Parcel Number16052601426603946

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityOther

Exterior

Lot DescriptionCorner Lot
Patio / PorchPatio
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 5, 2025
Days on Market43
HOA Fees$295 / Monthly
HOA FrequencyMonthly
HOA NameInframark Community Management
Tax Amount$4,128.89
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: EXIT 1 STOP REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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