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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns.

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Sold

Sold·Closed Apr 4, 2025·27 days on market·Recent sales in Julington Creek·Julington Creek

440 N Buck Board Drive

St. Johns, FL 32259

$455,000sold priceListed at $459,000 · 99.1% of asking$225/sqftMLS# 2069363
3
Beds
2
Baths
2,021
Sq Ft
1999
Built
2
Garage
No
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

HOA $41/mo7,841 sqft lotSingle Family Residence1 story

About this home

Julington Creek

Welcome to your dream home in Julington Creek Plantation, nestled in a community renowned for top-rated St. Johns County schools. This beautifully designed three-bedroom, two-bathroom home offers 2,021 square feet of open-concept living, where elegance meets comfort. The kitchen boasts 42'' cabinetry and stunning granite countertops, perfect for creating memorable meals. A grand primary suite invites you in with French doors leading to an oversized screened patio, while the ensuite offers his-and-hers closets, a soaking tub, and a luxurious walk-in shower. The spacious living room, with tall windows framing the peaceful preserve, invites you to unwind by the cozy fireplace. A formal dining room and dedicated office complete this exceptional layout. Beyond your doorstep, enjoy world-class amenities including resort-style pools, tennis, fitness, trails, and more. Experience the perfect blend of nature, luxury, and community in a place you'll truly love to call home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, St. Johns County$605
HOAbilled annually$41
Estimated total, before insurance$3,167/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,509/yr · $292/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $605
Insurance (est.): $303
Estimated Total Monthly
$3,429
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,566 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,509/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 8, 2025Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
237 Crooked Court, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$475,000$2373/22,006970.1
728 E Cumberland Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$610,000$2693/2.52,271480.2
304 S Buck Board Drive, St. Johns, FL 32259Listed by ENGEL & VOLKERS FIRST COASTSep 2026$450,000$2264/21,9901060.2
952 Buttercup Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$375,000$2263/21,66040.2
1357 Shootingstar Lane, St. Johns, FL 32259Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$378,000$2124/21,786190.3
717 Lockwood Lane, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$410,000$2223/21,848940.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,000
Price / Sq Ft$227
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,021
Acres0.18 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address440 N Buck Board Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,840.8 sq ft
Parcel Number2494401210

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Fitness Center, Park, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, On Street
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
Spa FeaturesCommunity

Exterior

Patio / PorchPorch, Screened
FencingBack Yard, Full, Privacy, Wood
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 8, 2025
Days on Market27
HOA Fees$490 / Annually
HOA FrequencyAnnually
Tax Amount$3,508.86
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 4, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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