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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Aug 8, 2025·139 days on market·Recent sales in World Golf Village

108 Laterra Links Circle 102

St. Augustine, FL 32092

$477,000sold priceListed at $477,000 · 100% of asking$221/sqftMLS# 2066783
2
Beds
2
Baths
2,160
Sq Ft
2015
Built
2
Garage
No
Pool
HOA $834/moCondominium1 story

About this home

St. Augustine

$10,000 GOLF CLUB INITIATION FEE PAID WITH CONTRACT AND CLOSING BY 08.01.25. This 2-bedroom, 2-bathroom luxury condominium is nestled within ''The King and The Bear'', a prestigious golf club community in historic St. Augustine, FL. Combining modern elegance with resort-style living, this condo offers a seamless blend of comfort and sophistication. - Spacious Living Area: An open-concept design with high ceilings, and premium finishes. The living space flows effortlessly throughout, ideal for entertaining or relaxing. - Gourmet Kitchen: Equipped with top-of-the-line stainless steel appliances, quartz countertops, custom cabinetry, and a breakfast bar for casual dining. - Owner's Suite: A tranquil retreat featuring a large walk-in closet and an en-suite bathroom with dual vanities, a soaking tub, and a glass-enclosed walk-in shower. - Second Bedroom: Perfect for guests or a private Fitness Room, this bedroom offers ample closet space and easy access to the second full bathroom.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,642
Property taxesest. at asking price, St. Johns County$635
HOAbilled quarterly$834
Estimated total, before insurance$4,111/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,309/yr · $359/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$477,000
$95,400
Loan Term
Monthly Payment
$2,642
Principal & Interest: $2,642
Property taxes (est.): $635
Insurance (est.): $318
Estimated Total Monthly
$3,595
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,804 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$390,000$322,585—
2024$425,000$312,786—
2023$419,430$302,219—
2022$354,000$291,960—
2021$332,000$282,000—
2020$324,000$108,131—

2024 property taxes (current owner): $4,309/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2025Listed$477,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
346 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$338,990$1763/2.51,9271350.7
402 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$338,990$1763/2.51,9271580.7
414 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$374,990$1973/2.51,899550.7
398 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$359,990$1873/2.51,9271260.7
378 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$367,990$1943/2.51,899950.7
390 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLAAug 2026$346,000$1803/2.51,927460.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$477,000
Price / Sq Ft$221
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage2,160
Year Built2015
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address108 Laterra Links Circle 102, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv Laterra Links Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number2880010302
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Cable TV, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Unit, Sink
Security24 Hour Security, Gated with Guard
Spa FeaturesHeated, Community

Exterior

RoofTile
ConstructionBlock, Concrete, Stucco

Additional Information

Date ListedAugust 11, 2025
Days on Market139
HOA Fees$2,503 / Quarterly
HOA FrequencyQuarterly
HOA NameVesta Property Management
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Water
Tax Amount$4,308.75
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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