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Sold·Closed Nov 21, 2025·316 days on market
2380 SE 43rd Street
Keystone Heights, FL 32656
About this home
Keystone Heights
Welcome home to this stunning lakeside oasis! This home offers the perfect blend of luxury, comfort and natural beauty situated on the picturesque shores of Lake Santa Fe. Spanning over 2400 SF of heat-cooled living space, this home provides ample room for relaxation and entertainment. Step onto the lakeside deck and behold the breathtaking views of the lake, creating a serene backdrop for everyday living and sunsets. With half an acre of land and 40 feet of lakefront, enjoy the ultimate waterfront lifestyle, complete with a dock and separate boat lift. Adorned with Hardie board and brick siding on the exterior, the interior boasts Pergo and LVP flooring, offering both durability and elegance. The primary suite on the main level features a generous walk-in closet and a primary bathroom with double shower heads. Cathedral ceilings grace the living room, while high vaulted ceilings with new ceiling fans enhance the ambiance of every room.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,650 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Mike Roess Gold Head Branch State Parkabout 9 mi · 13 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 5 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 9 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,841/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $290/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5955 SE County Rd 21B, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | Jul 2026 | $395,000 | $199 | 4/2.5 | 1,981 | 424 | 1.3 |
| 5949 SE County Road 21B, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | May 2026 | $405,000 | $208 | 4/2.5 | 1,951 | 392 | 1.3 |
| 4944 SE 10th Place, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | May 2025 | $376,200 | $227 | 3/2 | 1,655 | 0 | 1.3 |
| 4910 SE 10th Place, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | May 2025 | $405,000 | $244 | 3/2 | 1,657 | 0 | 1.3 |
| 2444 SE CR 21B, Melrose, FL 32666Listed by CB ISAAC REALTY | Nov 2025 | $1,300,000 | $502 | 3/3 | 2,590 | 124 | 1.5 |
| 21104 NE 114th Avenue, Waldo, FL 32694Listed by CENTURY 21 LAKESIDE REALTY | Dec 2025 | $328,500 | $197 | 3/3 | 1,664 | 14 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines