Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 12, 2025·14 days on market

21104 NE 114th Avenue

Waldo, FL 32694

$328,500sold priceListed at $355,000 · 92.5% of asking$197/sqftMLS# 2117176
3
Beds
3
Baths
1,664
Sq Ft
2003
Built
2
Garage
No
Pool
HOA $33/moSingle Family Residence1 story

About this home

Waldo

Located in The Cove at Santa Fe Pass, this beautifully maintained home offers a spacious open floor plan with 3 bedrooms, 3 bathrooms, and a 2-car garage on a serene 1.01-acre lot. Enjoy deeded access to Lake Santa Fe, a 6,000± acre spring-fed lake perfect for boating, skiing, kayaking, fishing, and taking in breathtaking sunsets. The homes-only community features paved roads for a clean, modern appeal. Recent updates include a 2022 roof, 2021 HVAC, 2022 water heater, newer Stanley windows, and a transfer switch ready for a whole-house generator. Additional highlights include a water treatment system, removable hurricane shutters, washer and dryer, and a rock-lined, fenced backyard designed for low maintenance. The home's Hardiplank exterior, sunroom/formal dining area, and dual master bathrooms add both functionality and comfort. Surrounded by nature with a welcoming sense of community, this property blends tranquility, convenience, and Florida lake life at its best.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,820
HOAbilled annually$33
Estimated total, before insurance$1,853/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$328,500
$65,700
Loan Term
Monthly Payment
$1,820
Principal & Interest: $1,820
Insurance (est.): $219
Estimated Total Monthly
$2,039
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9817 County Rd 1469, Earleton, FL 32631Listed by CB ISAAC REALTYMay 2025$848,100$6002/21,414611.1
13224 NE 199th Street, Waldo, FL 32694Listed by CB ISAAC REALTYMay 2026$190,000$1073/21,77051.4
4944 SE 10th Place, Keystone Heights, FL 32656Listed by CB ISAAC REALTYMay 2025$376,200$2273/21,65502
4910 SE 10th Place, Keystone Heights, FL 32656Listed by CB ISAAC REALTYMay 2025$405,000$2443/21,65702
7925 NE 221 Street, Melrose, FL 32666Listed by CB ISAAC REALTYSep 2025$552,000$3652/21,512422.4
7526 NE 221st Street, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$105,000$743/21,423322.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$355,000
Price / Sq Ft$213
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,664
Total Structure Area2,226 sq ft
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address21104 NE 114th Avenue, Waldo, FL 32694
Area721-Orange Heights-North Of SR-26
SubdivisionSanta Fe Pass
CityWaldo
CountyAlachua
StateFL
Zip Code32694
Parcel Number18466-042-000

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourceWell
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedNovember 10, 2025
Days on Market14
HOA Fees$400 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LAKESIDE REALTY

Sold by: CENTURY 21 LAKESIDE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines