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Sold

Sold·Closed Sep 17, 2025·430 days on market

4435 8th Avenue

Melrose, FL 32666

$350,000sold priceListed at $370,000 · 94.6% of asking$192/sqftMLS# 2028097
3
Beds
2
Baths
1,826
Sq Ft
2024
Built
2
Garage
No
Pool
No HOA0.50 acresSingle Family Residence1 storyNew construction

About this home

Melrose

This boldly beautiful home sits on a half-acre, tucked away in Florida's best lake region, and enjoys every luxury a family could desire! As you step into the foyer, the eye-catching luxury vinyl plank flooring that extends throughout the home sets the stage for all the allure that's to unfold. The family room/dining room combo, that rest just beyond the kitchen, boast a magnificent tray ceiling and an open-space feel that's roomy enough for some nice-sized get togethers, yet cozy enough for a quiet family movie night. The kitchen is a chef's dream - anchored by an impressive California island that makes the ideal setting for a breakfast gathering or after school snack, plenty of 42'' cabinets with ornate molding, ample drawers, sizable pantry, stainless steel appliances, farm sink, warm granite countertops, and a glass stove-top oven that sits under a sleek island range hood.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Estimated total, before insurance$1,939/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Insurance (est.): $233
Estimated Total Monthly
$2,172
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:32 AM, sunset 6:55 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4193 SE 8th Avenue, Melrose, FL 32666Listed by CW REALTYJun 2026$249,900$1783/21,404780.3
4660 SE 3rd Place, Keystone Heights, FL 32656Listed by CB ISAAC REALTYSep 2026$357,000$1772/22,015210.4
618 SE 44th Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYAug 2026$300,000$1842/21,6332870.4
4730 SE 3rd Place, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYMar 2026$328,500$2173/21,515340.4
484 SE 44th Street, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYAug 2026$280,000$2083/21,3441430.5
443 SE 43rd Street, Keystone Heights, FL 32656Listed by CW REALTYMay 2026$359,900$2283/21,57600.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$370,000
Price / Sq Ft$203
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,826
Total Structure Area2,514 sq ft
Acres0.50 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNorth

School Information

ElementaryHampton
MiddleBradford
HighBradford

Community Information

Address4435 8th Avenue, Melrose, FL 32666
Area523-Bradford County-SE
SubdivisionMetes & Bounds
CityMelrose
CountyBradford
StateFL
Zip Code32666
Lot Size21,780 sq ft
Parcel Number058190001A1
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
Green / EnergyHVAC
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedMarch 14, 2025
Days on Market430
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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