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Sold·Closed Nov 4, 2025·124 days on market
2444 SE CR 21B
Melrose, FL 32666
About this home
Melrose
LAKEFRONT LUXURY on Big Lake Santa Fe! Experience the best of lakefront living in this stunning 3-bedroom, 3 bath home boasting over 2,500sf of beautifully designed space. Nestled on the shores of Lake Santa Fe, this offers 100 feet of pristine white sandy beach with private dock complete with boat lift and upper-level screened room...perfect for enjoying panoramic sunset views over the lake. Inside, you'll find a gourmet kitchen, custom built-ins, and a cozy double-sided fireplace that adds warmth and charm. The property also includes a spacious 3-car garage and lake-side detached guest house- which features a flexible bonus room-perfect for a home office or fitness studio-along with an extensive deck and tiki bar make this property a unique showplace. Professionally landscaped, highlighting a rose garden and award-winning camellias, the property has a custom irrigation system and is partially fenced to keep your pets safe. Enjoy great fishing, all types of water sports, or jus
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal, Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,593 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Mike Roess Gold Head Branch State Parkabout 9 mi · 13 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 5 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 9 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:31 AM, sunset 6:56 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $617/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 433 SE 34th Street, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Jun 2026 | $421,000 | $185 | 4/3 | 2,272 | 61 | 1.3 |
| 378 SE 34th Street, Keystone Heights, FL 32656Listed by TREVOR WATERS REALTY, INC. | Apr 2026 | $600,000 | $228 | 3/2 | 2,636 | 14 | 1.3 |
| 361 SE 34th Street, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | Sep 2025 | $450,000 | $135 | 4/2 | 3,341 | 62 | 1.3 |
| 2380 SE 43rd Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Nov 2025 | $600,000 | $264 | 3/2.5 | 2,269 | 316 | 1.5 |
| 241 SE 35th Street, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTY | Nov 2025 | $450,000 | $198 | 4/3 | 2,272 | 25 | 1.5 |
| 1900 State Road 21, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC. | Sep 2025 | $860,000 | $370 | 4/3 | 2,326 | 41 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CB ISAAC REALTY
Sold by: CB ISAAC REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 4, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines