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Sold

Sold·Closed Jul 9, 2026·424 days on market

5955 SE County Rd 21B

Keystone Heights, FL 32656

$395,000sold priceListed at $410,000 · 96.3% of asking$199/sqftMLS# 2123675
4
Beds
2.5
Baths
1,981
Sq Ft
2025
Built
2
Garage
No
Pool
No HOASingle Family Residence1 storyNew construction

About this home

Keystone Heights

Exceptional New Construction on a beautifully sized half-acre lot. This thoughtfully designed home blends modern comfort with the charm of country living, surrounded by mature trees and open skies for a private, serene setting. Inside, the living room and primary bedroom feature elegant tray ceilings that add an elevated feel. The primary bathroom is finished with luxury wide tile that extends seamlessly up the shower walls, creating a cohesive and upscale design. Granite countertops complement the kitchen and baths, while durable vinyl plank flooring runs throughout the home for both style and easy maintenance. With all new systems, finishes, and construction, this home offers the peace of mind that comes with new construction. Located approx. 3 minutes away from the Santafe Lake boat ramp!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Estimated total, before insurance$2,188/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Insurance (est.): $263
Estimated Total Monthly
$2,451
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,586 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2026Closed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
885 SE 51st Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$315,000$2033/21,555130.3
865 SE 51st Street, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCJun 2025$300,000$1933/21,5552730.3
831 SE 50th Street, Keystone Heights, FL 32656Listed by JPAR CITY AND BEACHDec 2025$305,000$1323/2.52,316200.5
688 SE 53rd Street, Keystone Heights, FL 32656Listed by CW REALTYJun 2025$352,900$2273/21,55790.6
5756 S 55th Terrace, Keystone Heights, FL 32656Listed by MODERN REALTY OF FLORIDAJul 2026$170,000$992/21,7162440.8
426 SE 49th Street, Keystone Heights, FL 32656Listed by UNITED COUNTRY SMITH & ASSOCIATESJun 2025$320,000$2203/21,455240.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$410,000
Price / Sq Ft$207
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,981
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryBradford
MiddleBradford
HighBradford

Community Information

Address5955 SE County Rd 21B, Keystone Heights, FL 32656
Area523-Bradford County-SE
SubdivisionMetes & Bounds
CityKeystone Heights
CountyBradford
StateFL
Zip Code32656
Parcel Number05710A00100

Amenities

UtilitiesElectricity Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 6, 2026
Days on Market424
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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