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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Aug 27, 2025·232 days on market·Recent sales in St. Johns County

1064 Holly Oaks Court

St. Johns, FL 32259

$2,100,000sold priceListed at $2,100,000 · 100% of asking$548/sqftMLS# 2055823
5
Beds
3.5
Baths
3,834
Sq Ft
1989
Built
2
Garage
Yes
Pool
HOA $233/mo0.85 acresWaterfrontSingle Family Residence2 stories

About this home

St. Johns

Luxurious Waterfront Pool Home in Gated Community. This Stunning renovated Brick home offers the perfect blend of modern luxury and timeless elegance, nestled in the highly sought-after High Bluff, known for A-Rated schools. Enjoy spectacular sunset views over the St. Johns River from your private oasis, complete with bulkhead and beach. Recently Renovated, the home features new energy-efficient windows and doors, updated lighting, fresh paint inside and out, newer flooring throughout. The outdoor space is perfect for entertaining, boasting a new heat pump for the pool and hot tub, electric screens, outdoor speakers, and a discreet bug spray system, boat and jet ski lift. Additional upgrades include a new front entryway, newer gutters, and thoughtfully designed finishes. Don't miss the rare opportunity to own this remarkable estate offering both serenity and style. Listing agent is also the home owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,632
Property taxesest. at asking price, St. Johns County$2,794
HOAbilled semi-annually$233
Estimated total, before insurance$14,660/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,100,000
$420,000
Loan Term
Monthly Payment
$11,632
Principal & Interest: $11,632
Property taxes (est.): $2,794
Insurance (est.): $1,400
Estimated Total Monthly
$15,826
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,553 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,412,343$1,289,375—
2024$1,302,329$1,252,329—
2023$1,378,779$1,225,634—
2022$1,261,302$1,188,480—
2021$765,751$464,419—
2020$768,674$457,317—

2023 property taxes (current owner): $15,947/yr

Estimated taxes if purchased at asking price: ~$33,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $548/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1144 Holly Oaks Court, St. Johns, FL 32259Listed by REMAX WELCOME HOMESep 2026$865,000$2435/3.53,559200.2
1172 Wards Place, St. Johns, FL 32259Listed by RE/MAX UNLIMITEDJul 2026$530,000$1844/2.52,88640.6
1100 Creekwood Way N, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCAug 2026$739,000$2744/32,700151.1
133 Holly Berry Lane, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSJul 2026$784,900$2604/33,01961.2
1204 Pembrooke Road, St. Johns, FL 32259Listed by NON MLS (realMLS)Jul 2026$769,000$2645/42,91001.3
1304 Honeysuckle Drive, Jacksonville, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$726,100$2645/32,74731.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,100,000
Price / Sq Ft$548
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,834
Total Structure Area4,581 sq ft
Acres0.85 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address1064 Holly Oaks Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionHolly Oaks
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size37,026 sq ft
Parcel Number0002120070
ZoningResidential

Amenities

AmenitiesBoat Dock, Gated, Water
Community FeaturesFishing, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Available, Propane
SewerPrivate Sewer, Septic Tank
Water SourceWell
Green / EnergyThermostat, Windows
ParkingCircular Driveway, Garage Door Opener
ViewProtected Preserve, River, Trees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Multi Units
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
SecurityClosed Circuit Camera(s), Security Gate, Security Lights, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesBalcony, Boat Lift, Boat Ramp - Private, Boat Slip, Dock, Fire Pit
Lot DescriptionCul-De-Sac, Dead End Street, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard, Block, Wrought Iron
RoofShingle
ConstructionBrick

Additional Information

Date ListedMarch 8, 2025
Days on Market232
HOA Fees$1,400 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameHolly Oaks Cove
Tax Amount$15,946.84
Tax Year2023
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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