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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cascades at World Golf Village, St. Augustine — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Nov 21, 2024·10 days on market·Recent sales in Cascades at World Golf Village·Cascades at World Golf Village

735 Copperhead Circle

St. Augustine, FL 32092

$382,500sold priceListed at $400,000 · 95.6% of asking$237/sqftMLS# 2053624
3
Beds
2
Baths
1,617
Sq Ft
2008
Built
2
Garage
No
Pool

6 more homes for sale in Cascades at World Golf Village →Search Cascades at World Golf Village on the map

HOA $400/mo6,098 sqft lotWaterfrontSingle Family Residence1 story

About this home

Cascades at World Golf Village

Welcome to Your Next Chapter at World Golf Village! Explore this exquisite 2-bedroom, 2-bathroom home with a bonus room, nestled in the highly sought-after 55+ community of Cascades. Positioned in a vibrant, gated community, this residence offers a harmonious blend of tranquility and convenience, catering perfectly to those seeking an active yet simplified lifestyle. Noteworthy features include an oversized screened patio perfect for morning coffees with a serene pond view, ensuring your days begin with peaceful water reflections. The updated primary shower provides a touch of modern luxury, ensuring comfort and style converge seamlessly within your home.The recently installed 2023 HVAC system ensures year-round comfort and efficiency. Location is everything, and this property does not disappoint. Enjoy the benefits of a well-maintained neighborhood, with easy access to the bustling cities of Jacksonville and St. Augustine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,119
Property taxesest. at asking price, St. Johns County$509
HOAbilled quarterly$400
Estimated total, before insurance$3,028/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$382,500
$76,500
Loan Term
Monthly Payment
$2,119
Principal & Interest: $2,119
Property taxes (est.): $509
Insurance (est.): $255
Estimated Total Monthly
$2,883
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $349,900 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$313,334$109,047—
2024$308,196$53,991—
2023$294,104$168,053—
2022$284,446$161,702—
2021$219,954$155,536—
2020$210,390$152,698—

2023 property taxes (current owner): $2,522/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $247/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
754 Copperhead Circle, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$327,100$2022/21,61760.1
697 Copperhead Circle, St. Augustine, FL 32092Listed by REAL BROKER LLCJul 2026$330,000$1993/21,6601140.1
529 Olympic Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Oct 2026$430,000$2062/22,084200.3
521 Olympic Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Aug 2026$445,000$2333/21,910270.3
1212 Coghill Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Oct 2026$329,999$2143/21,542420.4
1216 Coghill Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Jul 2026$430,000$2173/21,984730.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$400,000
Price / Sq Ft$247
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,617
Acres0.14 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes
Direction FacesEast

Community Information

Address735 Copperhead Circle, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Cascades
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,098.4 sq ft
Parcel Number0292213440
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Sauna, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Gated
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, In Unit
Spa FeaturesCommunity

Exterior

Lot DescriptionOther
Patio / PorchScreened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 25, 2024
Days on Market10
HOA Fees$1,200 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesSecurity
Tax Amount$2,522.42
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cascades at World Golf Village

Cascades at World Golf Village is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Cascades at World Golf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 21, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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