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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Elkton — a home near Pedro Menendez High School.

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Sold

Sold·Closed Aug 29, 2025·286 days on market·Recent sales in Southern St. Johns County

4905 Cypress Links Boulevard

Elkton, FL 32033

$410,000sold priceListed at $420,000 · 97.6% of asking$130/sqftMLS# 2050484
4
Beds
2.5
Baths
3,163
Sq Ft
2008
Built
2
Garage
No
Pool
HOA $34/mo12,632 sqft lotSingle Family Residence2 stories

About this home

Elkton

Nestled on a corner lot in a peaceful cul de sac within the golf course community of Cypress Lakes, this spacious 3163 square-foot home offers a perfect blend of comfort and elegance. As you step inside you will find the formal living and dining rooms at the front of the home, providing an ideal space for hosting and entertaining. A private office and a convenient half bath can be found just around the corner. Toward the back, the home opens up to a warm and inviting family room featuring a cozy fireplace, a casual dining area, and a well-appointed kitchen. A built-in bar with seating overlooks the kitchen and dining space, perfect for casual meals or socializing while cooking.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, St. Johns County$546
HOAbilled annually$34
Estimated total, before insurance$2,850/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $546
Insurance (est.): $273
Estimated Total Monthly
$3,090
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,722/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $133/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5469 Cypress Links Boulevard, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMar 2026$440,000$1785/32,47880.5
5078 Cypress Links Boulevard, Elkton, FL 32033Listed by 1 PERCENT LISTS FIRST COASTFeb 2026$460,000$1604/2.52,876790.5
5466 Cypress Links Boulevard, Elkton, FL 32033Listed by MOMENTUM REALTYJul 2025$399,999$1644/2.52,446790.5
104 Claremont Court, Elkton, FL 32033Listed by DJ & LINDSEY REAL ESTATEJun 2026$435,000$1724/2.52,530301.1
1033 Deer Chase Drive, St. Augustine, FL 32086Listed by ALSOP PROPERTIES INCJun 2025$553,349$2503/22,216151.9
1029 Deer Chase Drive, St. Augustine, FL 32086Listed by ALSOP PROPERTIES INCJun 2025$599,000$2404/32,49551.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$420,000
Price / Sq Ft$133
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,163
Acres0.29 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address4905 Cypress Links Boulevard, Elkton, FL 32033
Area341-Flagler Estates/Hastings
SubdivisionCypress
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Lot Size12,632.4 sq ft
Lot Dimensions133X125X61X144
Parcel Number1373671050
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Golf Course
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac
Patio / PorchPatio
RoofShingle
ConstructionFrame, Stucco
Other StructuresShed(s)

Additional Information

Date ListedOctober 3, 2024
Days on Market286
HOA Fees$404 / Annually
HOA FrequencyAnnually
HOA NameCypress Lakes
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,722.13
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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