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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 13, 2025·178 days on market·Recent sales in Jacksonville

3864 N Pearl Street

Jacksonville, FL 32206

$76,800sold priceListed at $79,000 · 97.2% of askingMLS# 2046650
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA10,890 sqft lotUnimproved Land

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$425
Property taxesest. at asking price, Duval County$125
Estimated total, before insurance$551/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$76,800
$15,360
Loan Term
Monthly Payment
$425
Principal & Interest: $425
Property taxes (est.): $125
Insurance (est.): $51
Estimated Total Monthly
$602
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 & 26 E 17th Street, Jacksonville, FL 32206Listed by ROOT REALTY LLCOct 2026$65,000—0/0—320.7
2711 Market Street, Jacksonville, FL 32206Listed by M&M HOMES REALTY AND MANAGEMENTApr 2025$300,000—0/0—310.7
0 15th Street E, Jacksonville, FL 32206Listed by KELLER WILLIAMS REALTY AT THE LAKESFeb 2026$97,000—0/0—951.2
1515 Boulevard, Jacksonville, FL 32206Listed by BEYCOME OF FLORIDA LLCJul 2026$635,000—0/0—2691.4
1129 Dyal Street, Jacksonville, FL 32206Listed by SOMEDAY HOMES REALTY, LLC.Dec 2025$82,500—0/0—981.4
0 Franklin Street, Jacksonville, FL 32206Listed by SOMEDAY HOMES REALTY, LLC.Dec 2025$82,500—0/0—981.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$79,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.25 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo

Community Information

Address3864 N Pearl Street, Jacksonville, FL 32206
Area071-Brentwood/Evergreen
SubdivisionOwens Addn
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size10,890 sq ft
Parcel Number0865010000
ZoningCommercial

Amenities

UtilitiesOther
SewerPublic Sewer

Exterior

Lot DescriptionIrregular Lot

Additional Information

Date ListedSeptember 10, 2024
Days on Market178
Listing TermsCash, Conventional

Listing Courtesy of: EAGLES WORLD REALTY, INC

Sold by: LANDBRIDGE REALTY GROUP LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 13, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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