This home is in Bannon Lakes, St. Augustine — a home near Tocoi Creek High School.
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Sold·Closed Dec 10, 2024·33 days on market·Recent sales in Bannon Lakes·Bannon Lakes
396 Beechnut Circle
St. Augustine, FL 32095
24 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map
About this home
Bannon Lakes
4.5 Bathrooms, Extra Flex Room - perfect for an in-home office or gym, spacious Upstairs Loft, Luxury Vinyl Plank Flooring throughout the main living areas, and a 2-Car Garage with 4' Garage Extension. This home boasts open-concept living with a Kitchen that opens to your Café and Gathering Room. Enjoy cooking in a beautiful Gourmet Kitchen with Built-In Stainless-Steel Appliances, upgraded 42'' Upper White Cabinets accented with a Tender Gray Herringbone Backsplash, Quartz Countertops, and large Center Island overlooking a spacious Gathering Room with Sliding Glass Doors leading to your large Covered Lanai designed to make indoor/outdoor entertaining a breeze. This Yorkshire also features a spacious Owner's Suite with an En Suite Bathroom that includes a large Walk-In Closet Dual-Sink Vanity with Soft Close Flagstone Cabinets, Quartz Countertops, Private Water Closet, and Walk-In Shower.
Next steps in Bannon Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 23, 2024Listed$681,540
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 364 Beechnut Circle, St. Augustine, FL 32095Listed by NON MLS (realMLS) | Jul 2025 | $637,640 | $182 | 5/4 | 3,500 | 10 | 0.1 |
| 690 Cedar Preserve Lane, St. Augustine, FL 32095Listed by ERA ONETEAM REALTY | Aug 2026 | $859,000 | $249 | 5/4.5 | 3,454 | 63 | 0.2 |
| 190 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $515,110 | $207 | 5/3 | 2,483 | 8 | 0.5 |
| 49 Orchard Lane, St. Augustine, FL 32095Listed by RE/MAX BLUE COAST | Aug 2026 | $615,000 | $229 | 4/3 | 2,685 | 39 | 0.5 |
| 274 Flintlock Lane, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Jul 2026 | $453,314 | $183 | 5/3 | 2,483 | 23 | 0.5 |
| 413 Blind Oak Circle, St. Augustine, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | May 2026 | $473,000 | $190 | 5/3 | 2,483 | 33 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bannon Lakes
Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bannon Lakes homes for sale →Keep looking
More homes in Bannon Lakes
Under Contract679 Cedar Preserve LaneSt. Augustine, FL 32095
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For Sale424 Cedar Preserve LaneSt. Augustine, FL 32095
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$740,000Est. $3,939/moWelcome to 424 Cedar Preserve Ln in the highly desirable Preserve at Bannon Lakes -- a beautifully upgraded 5-bedroom,…
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Pending40 Iron Sight DriveSt. Johns, FL 32095
4 bd · 3 ba · 2,239 sq ft
$532,000Est. $2,832/moWelcome to the Ashby, a thoughtfully designed open-concept home featuring 4 bedrooms, 3 bathrooms, and a spacious 3-car…
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For Sale661 Blind Oak CircleSt. Augustine, FL 32095
5 bd · 3 ba · 2,487 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 10, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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