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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Ranch, St. Johns.

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Sold

Sold·Closed Dec 20, 2024·158 days on market·Recent sales in Bartram Ranch·Bartram Ranch

265 Morning Mist Lane

St. Johns, FL 32259

$550,000sold priceListed at $569,900 · 96.5% of asking$233/sqftMLS# 2031955
4
Beds
2
Baths
2,361
Sq Ft
2020
Built
2.5
Garage
No
Pool

13 more homes for sale in Bartram Ranch →Search Bartram Ranch on the map

HOA $112/mo13,504 sqft lotSingle Family Residence1 story

About this home

Bartram Ranch

Welcome Home to this outstanding residence built by TOLL BROTHERS in Bartram Ranch that shows like a model home located on an oversized estate sized lot you must see to appreciate! Open floor plan and upgraded features include designer selections of wood and tile, custom moldings, recessed lighting, tankless water heater, smart home appliances, and thermostat. Gourmet kitchen features custom cabinetry, tile backsplash, oversized island, stainless appliances, granite counter tops, and walk in pantry. Extended owner's suite features tray ceiling, his and her vanity, spacious closet, and walk in shower. Inside laundry with sink, washer and dryer. Exterior features include extended paver lanai pre plumed for future summer kitchen, Racchio smart irrigation system, and extended 2.5 car garage. Join the residents of this desirable natural gas community with resort style amenities, and top-rated St Johns County Schools with low HOA fee and no CDD fees make this a great place to call home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, St. Johns County$732
HOAbilled quarterly$112
Estimated total, before insurance$3,890/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$4,145
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,186/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 17, 2024Listed$569,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $241/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2683 Foxhunt Trail, St. Johns, FL 32259Listed by SAM FOLDS, INC., REALTORSSep 2026$575,000$3333/21,726190.5
709 Abby Mist Drive, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATEAug 2026$699,900$2664/32,63520.8
617 Luminous Avenue, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$544,000$2375/32,296731
121 Winterberry Court, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$505,000$2244/32,25941
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$650,000$2144/2.53,036201.3
457 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$532,000$2125/32,511571.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$569,900
Price / Sq Ft$241
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,361
Acres0.31 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2.5
Has PoolNo
Is WaterfrontNo

Community Information

Address265 Morning Mist Lane, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionBartram Ranch
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,503.6 sq ft
Lot Dimensions83 x 162
Parcel Number0006900150
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LaundrySink
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 17, 2024
Days on Market158
HOA Fees$334.79 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,185.78
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Ranch

Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Bartram Ranch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 20, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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