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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed May 20, 2025·311 days on market·Recent sales in Neptune Beach

217 Magnolia Street

Neptune Beach, FL 32266

$1,225,000sold priceListed at $1,225,000 · 100% of asking$387/sqftMLS# 2025266
7
Beds
5
Baths
3,168
Sq Ft
1937
Built
—
Garage
No
Pool
No HOA6,098 sqft lotTriplex2 stories

About this home

Neptune Beach

Beauty at the Beach! 3 units! Shared courtyard, Cute & cozy. Magnolia tree for sweet shade! Front yard parking, driveway parking &extra parking on east side. Neptune Beach TRIPLEX 217 ½ Back Unit (split area) It's 3 bedrooms, 2 large living rooms! One common door into both then other doors for privacy. BOTH have split style HVACS! Back to right: 2 bedroom, full kitchen, large living room. Split HVAC (heat & air) full bath, shower no tub. Big closets! Back to left: Set up like an efficiency but part of 217. 1 bedroom, mini kitchen area, full bath. Large bedroom & Living Room Combo. Split HVAC. 215 UP Front spiral stairs, and back newer wood stairs, with deck! 2 good-sized bedrooms, (front BR cedar closet!) 2 full baths, & OCEAN view! MORE.....for more details.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,785
Property taxesest. at asking price, Duval County$2,000
Estimated total, before insurance$8,786/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,225,000
$245,000
Loan Term
Monthly Payment
$6,785
Principal & Interest: $6,785
Property taxes (est.): $2,000
Insurance (est.): $817
Estimated Total Monthly
$9,602
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle, Other — year not disclosed (home built 1937)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,803 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,963/yr

Estimated taxes if purchased at asking price: ~$24,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $456/sq ft; this home is listed at $387/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
300 Bay Street, Neptune Beach, FL 32266Listed by ERA ONETEAM REALTYMar 2026$1,130,000$4404/22,5702930.1
301 Pine Street, Neptune Beach, FL 32266Listed by COMPASS FLORIDA LLCJul 2025$1,000,000$4345/02,30400.1
822 1st Street 822-824, Neptune Beach, FL 32266Listed by KST GROUP LLCMar 2026$1,950,000$4977/53,920530.2
207 Cherry Street, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSApr 2025$1,350,000$4264/53,168290.4
123 Margaret Street, Neptune Beach, FL 32266Listed by SPECTRUM REALTY SERVICESJul 2026$1,293,500$4565/42,834880.5
218 19th Avenue N 1-4, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,460,000$4837/43,024860.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,225,000
Price / Sq Ft$387
Bedrooms7
Bathrooms5.00
Full Baths5
Square Footage3,168
Acres0.14 acres
Year Built1937
TypeResidential Income
Sub-TypeTriplex
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address217 Magnolia Street, Neptune Beach, FL 32266
Area221-Neptune Beach-East
SubdivisionNeptune Beach Terr
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size6,098.4 sq ft
Lot Dimensions50x120
Parcel Number1725700000
ZoningMulti Family

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Separate Electric Meters, Separate Water Meters, Sewer Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Carport, Off Street, Shared Driveway, Varies by Unit
ViewOcean

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingElectric, Separate Meters, Varies by Unit
CoolingCentral Air, Multi Units, Split System, Varies by Unit, Individual
FlooringCarpet, Laminate, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesCourtyard
Lot DescriptionOther
FencingBack Yard, Wood
RoofShingle, Other
ConstructionFrame, Stucco, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 11, 2024
Days on Market311
Tax Amount$3,962.63
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CATTAR REALTY, INC.

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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