This home is in Neptune Beach — a home near Duncan U. Fletcher High School.
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Sold·Closed Apr 30, 2025·29 days on market·Recent sales in Neptune Beach
207 Cherry Street
Neptune Beach, FL 32266
About this home
Neptune Beach
Located just a block and a half from our renowned beaches and charming town center, this coastal-style duplex has been completely transformed, down to the studs. Unit 205 was expertly renovated in 2019, while Unit 207 followed in 2021. Both units feature spacious layouts with 2 large bedrooms, 2.5 baths, and an open-concept living area. The kitchens boast newer appliances, and the expansive patios are outfitted with low-maintenance artificial turf, creating a serene outdoor space. The entire duplex features energy-efficient upgrades like new windows, a 2024 AC unit, and spray foam insulation in the attic enhance comfort and sustainability. This is a prime investment opportunity, nestled in one of Northeast Florida's most sought-after areas, with continued growth on the horizon. Just a short walk from the beach, parks with sports amenities, local shops, and vibrant dining options, this duplex offers everything you need for the quintessential coastal Florida lifestyle.
Next steps in Neptune Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1972)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,703 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Cherry Stabout 0.1 mi
Closest park or preserve
Dutton Island Preserve13 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 3 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 2 mi · Pablo Creek
Closest youth league fields
Jack Russell Park7 min drive · Baseball, Soccer
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $10,945/yr
Estimated taxes if purchased at asking price: ~$26,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $456/sq ft; this home is listed at $442/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 300 Bay Street, Neptune Beach, FL 32266Listed by ERA ONETEAM REALTY | Mar 2026 | $1,130,000 | $440 | 4/2 | 2,570 | 293 | 0.3 |
| 822 1st Street 822-824, Neptune Beach, FL 32266Listed by KST GROUP LLC | Mar 2026 | $1,950,000 | $497 | 7/5 | 3,920 | 53 | 0.3 |
| 301 Pine Street, Neptune Beach, FL 32266Listed by COMPASS FLORIDA LLC | Jul 2025 | $1,000,000 | $434 | 5/0 | 2,304 | 0 | 0.3 |
| 217 Magnolia Street, Neptune Beach, FL 32266Listed by CATTAR REALTY, INC. | May 2025 | $1,225,000 | $387 | 7/5 | 3,168 | 311 | 0.4 |
| 123 Margaret Street, Neptune Beach, FL 32266Listed by SPECTRUM REALTY SERVICES | Jul 2026 | $1,293,500 | $456 | 5/4 | 2,834 | 88 | 0.9 |
| 218 19th Avenue N 1-4, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $1,460,000 | $483 | 7/4 | 3,024 | 86 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Apr 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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