Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 56
Active

$379,9003 bd · 2 ba · 1,560 sq ft

Active·2 days on market

54226 Fouracre Circle

Callahan, FL 32011

$379,900$244/sqftEst. $2,071/mo mortgageMLS# 2172329
Open house Sat, Nov 7 · 11:00 am–1:00 pm
3
Beds
2
Baths
1,560
Sq Ft
1988
Built
—
Garage
Yes
Pool
FEMA Zone ANo HOA3.80 acresWaterfrontManufactured Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Callahan

Enjoy peaceful country living on 3.8 acres along Thomas Creek! This beautifully updated 3-bedroom, 2-bath manufactured home includes a rec room that can serve as a 4th bedroom. Unwind on the screened back porch or entertain on the spacious paver patio with an above-ground pool and hot tub. There's plenty of room for hobbies, equipment, and outdoor toys with a 24' x 12' barn-style workshop, a 20' x 12' pumphouse, and a 24' x 12' metal shed with a wraparound carport, spanning approximately 25' x 64' overall. All outbuildings have electricity and the dedicated RV parking includes two 50-amp outlets and a septic quick-connect. The property features a 580' deep artesian well with a complete water treatment system. Major updates include vinyl windows, a new roof (2025), water heater (2024), and HVAC (2020). Come see this lovingly maintained home and all that country life has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,071
Property taxesest. at asking price, Nassau County$524
Estimated total, before insurance$2,596/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,900
$75,980
Loan Term
Monthly Payment
$2,071
Principal & Interest: $2,071
Property taxes (est.): $525
Insurance (est.): $253
Estimated Total Monthly
$2,849
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area) (the whole 3.8-acre lot)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,530 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2026 property taxes (current owner): $83/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 4, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54196 Fouracre Circle, Callahan, FL 32011Listed by INI REALTYOct 2026$292,750$2183/21,344550
540316 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$245,000$1633/21,5003000.3
54376 Lisa Drive, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$379,000$2633/21,44020.4
540324 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$247,000$1653/21,5001760.4
17995 Lem Turner Road, Jacksonville, FL 32218Listed by HERRON REAL ESTATE LLCMar 2026$300,000$1933/21,55150.5
54352 Bea Road, Callahan, FL 32011Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$250,000$1493/21,680750.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,900
Price / Sq Ft$244
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,560
Acres3.80 acres
Year Built1988
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces4
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryCallahan, reported on 2 other Lee Stoner Shores listings
MiddleCallahan, reported on 2 other Lee Stoner Shores listings
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address54226 Fouracre Circle, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionLee Stoner Shores
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size165,528 sq ft
Parcel Number37-1N-25-0000-0005-0080

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached Carport, Electric Vehicle Charging Station(s), RV Access/Parking, Other
Waterfront TypeCreek

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesAbove Ground

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
FencingFenced
Other StructuresShed(s), Workshop

Additional Information

Date ListedNovember 4, 2026
Days on Market2
Tax Amount$82.74
Tax Year2026
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

11/7/2026

11:00 am - 1:00 pm