Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 25
Sold

Sold·Closed Jun 22, 2026·300 days on market

540316 Lem Turner Road

Callahan, FL 32011

$245,000sold priceListed at $249,900 · 98% of asking$163/sqftMLS# 2098005
3
Beds
2
Baths
1,500
Sq Ft
2025
Built
—
Garage
No
Pool
No HOA1.00 acresManufactured Home1 storyNew construction

About this home

Callahan

Brand new 3/2 MFH on 1 acre lot convenient to Callahan & I 295. This home has a large GR & is open to kitchen with lots of cabinets & big island. The DR is off kitchen. Two BRs on one end have walk in closets & share a roomy bath room while the Master suite is on the other end for privacy & the master bath has two vanities with a tub shower combo. The walk in closet is extra roomy. The outside is very quiet with room for pets & garden plus two roomy shed for lots of extra storage. This home is affordably priced & is finished & ready to move in.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, Nassau County$338
Estimated total, before insurance$1,695/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $338
Insurance (est.): $163
Estimated Total Monthly
$1,859
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,484 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$72,786$72,786—

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
540324 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$247,000$1653/21,5001760
54376 Lisa Drive, Callahan, FL 32011Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$379,000$2633/21,44020.4
54591 Dornbush Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$254,000$1953/21,305280.5
54123 Lisa Drive, Callahan, FL 32011Listed by UNITED REAL ESTATE GALLERYMay 2026$380,000$2573/21,48110.6
54230 Heller Road, Callahan, FL 32011Listed by EXP REALTY LLCSep 2026$375,000$2143/2.51,7503320.7
54052 Dornbush Road, Callahan, FL 32011Listed by INTEGRITY KEY REALTY LLCJun 2026$158,000$963/21,647700.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,900
Price / Sq Ft$167
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,500
Acres1.00 acres
Year Built2025
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionUnder Construction
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address540316 Lem Turner Road, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionCallahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size43,560 sq ft
Parcel Number371N25296A00600000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionFew Trees
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s)
Road FrontageCounty Road

Additional Information

Date ListedSeptember 24, 2025
Days on Market300
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines