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Sold

Sold·Closed Aug 17, 2026·2 days on market

54376 Lisa Drive

Callahan, FL 32011

$379,000sold priceListed at $379,000 · 100% of asking$263/sqftMLS# 2157550
3
Beds
2
Baths
1,440
Sq Ft
1966
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2.03 acresSingle Family Residence1 story

About this home

Callahan

Totally Remodeled Farmhouse style just 2 1/2 yrs ago, Wood beams on the open front porch provides perfect rocking chair time and views. Stunning Open Plan, Quartz Counters, Huge Kitchen Island straight out of HGTV plus a serving counter with a stone accent wall & floating shelves! Stainless Appliances and Gorgeous Range Hood, LVP flooring . Even New Windows, baths , bedrooms! From the 2 car carport, enter a great mud & laundry with sink, counters & cabinets plus an additional room from there for more storage. The pocket door keeps this separate from the main living areas. Step outside to a peaceful backyard complete with Pergola , Hot Tub (as-is). This beauty sits on 2.03 Acres with the home sitting perfectly back off of the road with a long Newer gravel driveway. The back was just cleared ready for your barn or workshop! New Well installed June 2024. All other Updates were early 2024 including Septic System. No HOA & Private.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,099
Property taxesest. at asking price, Nassau County$523
Estimated total, before insurance$2,623/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,932/yr · $244/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,000
$75,800
Loan Term
Monthly Payment
$2,099
Principal & Interest: $2,099
Property taxes (est.): $523
Insurance (est.): $253
Estimated Total Monthly
$2,875
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,295 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,932/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 22, 2026Closed$379,000
  • Jul 31, 2026Pending$379,000
  • Jul 29, 2026Price change$379,000−$10,500
  • Jul 29, 2026Listed$389,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $263/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54123 Lisa Drive, Callahan, FL 32011Listed by UNITED REAL ESTATE GALLERYMay 2026$380,000$2573/21,48110.3
540324 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$247,000$1653/21,5001760.3
540316 Lem Turner Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$245,000$1633/21,5003000.4
54230 Heller Road, Callahan, FL 32011Listed by EXP REALTY LLCSep 2026$375,000$2143/2.51,7503320.5
54591 Dornbush Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$254,000$1953/21,305280.5
54052 Dornbush Road, Callahan, FL 32011Listed by INTEGRITY KEY REALTY LLCJun 2026$158,000$963/21,647700.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,000
Price / Sq Ft$263
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,440
Acres2.03 acres
Year Built1966
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address54376 Lisa Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionLee Stoner Shores
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size88,426.8 sq ft
Parcel Number371N25296C00540000

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached Carport

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceNo
# of Fireplaces0
# of Stories1
LaundryElectric Dryer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionAgricultural, Cleared, Few Trees
Patio / PorchPatio
FencingBack Yard, Chain Link
RoofShingle
ConstructionBlock
Other StructuresGazebo
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 29, 2026
Days on Market2
Tax Amount$2,932.03
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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