Active·Listed today
4854 Dandelion Street
Middleburg, FL 32068
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Escape the typical spec home with this newly constructed, upgrade-packed country farmhouse in Middleburg, one of Clay County's fastest-growing areas. Situated on just over an acre of fully fenced land w/NO HOA or deed restrictions, this property offers ultimate privacy, freedom & plenty of room to bring your toys, tools or animals. Spanning a spacious 1573 SF of under air living space, this 3 bed/2 bath home features welcoming front & reach porches perfect for enjoying your morning coffee & fresh air. Built far superior to standard builds, the structure features durable 2x6 exterior framing, soaring 9' ceilings throughout & upgraded thick insulation for maximum energy efficiency & lower utility bills. Inside you will find waterproof LVP flooring throughout, custom wood sills & trim on all windows & elegant tile work in the bathrooms. The gourmet kitchen is a chef's dream, complete w/solid wood 42" soft-close cabinets & drawers, a massive central island, pristine quartz countertops & a
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,583 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 11 mi · 24.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 4 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 4 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 11 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $968/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 22, 2026Listed$390,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $248/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2388 Gardenia Avenue, Middleburg, FL 32068Listed by REAL BROKER LLC | Jun 2026 | $349,990 | $220 | 3/2 | 1,593 | 41 | 0.2 |
| 4710 Cattail Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jul 2026 | $225,000 | $195 | 3/2 | 1,152 | 36 | 0.6 |
| 4835 Timothy Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Jul 2026 | $142,000 | $95 | 4/2 | 1,500 | 0 | 0.7 |
| 2549 Snapdragon Avenue, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jul 2026 | $255,000 | $169 | 3/2 | 1,512 | 2 | 0.7 |
| 2351 Daisy Street, Middleburg, FL 32068Listed by REAL BROKER LLC | Aug 2026 | $400,000 | $221 | 4/2 | 1,811 | 38 | 0.8 |
| 2482 Oleander Avenue, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLC | Aug 2026 | $394,000 | $197 | 3/2 | 2,000 | 111 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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