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Sold

Sold·Closed Jul 9, 2026·36 days on market

4710 Cattail Street

Middleburg, FL 32068

$225,000sold priceListed at $225,000 · 100% of asking$195/sqftMLS# 2137909
3
Beds
2
Baths
1,152
Sq Ft
1995
Built
—
Garage
No
Pool
No HOA1.14 acresMobile Home1 story

About this home

Middleburg

Back on the market at no fault to the seller. Buyer unfortunately lost financing day one. Beautifully maintained 3-bedroom, 2-bath home situated on over an acre of land. Located on a paved road, this property offers the perfect blend of peaceful country living with convenient access to everything you need. Just a short drive to the growing town of Middleburg, SR-23 for easy access to Jacksonville, as well as nearby shopping, dining, and everyday essentials. This home features a durable metal roof installed in 2016, new windows, and is partially fenced for added flexibility. A spacious carport provides convenient covered parking. Don't miss this opportunity to make this house your home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Clay County$345
Estimated total, before insurance$1,591/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $345
Insurance (est.): $150
Estimated Total Monthly
$1,741
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$122,625$0—
2024$119,457$0—
2023$109,304$0—
2022$86,741$0—
2021$69,430$0—
2020$60,777$0—

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 9, 2026Closed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4570 Mayflower Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$215,000$1673/21,288250.6
4700 Heather Street, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCAug 2025$239,000$2093/21,144300.7
165 Mandrake Street, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYNov 2025$239,500$2083/21,152100.8
2271 Reed Court, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2025$238,000$1633/21,456280.8
4909 Bamboo Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEOct 2026$229,990$2183/21,056141
156 Horsetail Avenue, Middleburg, FL 32068Listed by REALTY MASTERS, INC.Aug 2026$164,900$1133/21,4641771.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$195
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,152
Acres1.14 acres
Year Built1995
TypeResidential
Sub-TypeMobile Home
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address4710 Cattail Street, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionMiddleburg
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size49,484.16 sq ft
Parcel Number16052400595438700

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport

Interior

AppliancesElectric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedMay 20, 2026
Days on Market36
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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