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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Sold

Sold·Closed Jul 31, 2026·0 days on market

4835 Timothy Street

Middleburg, FL 32068

$142,000sold priceListed at $142,000 · 100% of asking$95/sqftMLS# 2142192
4
Beds
2
Baths
1,500
Sq Ft
2022
Built
—
Garage
No
Pool
No HOA1.11 acresManufactured Home1 story

About this home

Middleburg

Bank approved short sale. Home is being sold as is, Seller will make no repairs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$787
Property taxesest. at asking price, Clay County$218
Estimated total, before insurance$1,004/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,149/yr · $346/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$142,000
$28,400
Loan Term
Monthly Payment
$787
Principal & Interest: $787
Property taxes (est.): $218
Insurance (est.): $95
Estimated Total Monthly
$1,099
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $243,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$248,578$248,578—
2024$234,496$230,851—
2023$209,865$209,865—
2022$46,557$46,557—
2021$36,087$36,087—
2020$33,987$7,228—

2025 property taxes (current owner): $4,149/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$142,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $95/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2549 Snapdragon Avenue, Middleburg, FL 32068Listed by WATSON REALTY CORPJul 2026$255,000$1693/21,51220.1
2535 Sunflower Avenue, Middleburg, FL 32068Listed by REAL BROKER LLCMay 2026$377,900$2064/21,835890.1
4922 Barley Street, Middleburg, FL 32068Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYMay 2026$425,900$2823/21,511470.5
4909 Bamboo Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEOct 2026$229,990$2183/21,056140.6
4881 Chickpea Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCJun 2026$373,000$2303/21,621260.8
2388 Gardenia Avenue, Middleburg, FL 32068Listed by REAL BROKER LLCJun 2026$349,990$2203/21,593410.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$142,000
Price / Sq Ft$95
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,500
Acres1.11 acres
Year Built2022
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address4835 Timothy Street, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionMiddleburg
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size48,351.6 sq ft
Parcel Number16052400595548400

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedApril 27, 2026
Days on Market0
Tax Amount$4,149.39
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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