4940 Bamboo Street

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 22, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

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  Under Contract

  4540 Camellia Street

  Middleburg, FL 32068

  3 bd · 2 ba · 1,590 sq ft

  $345,000Est. $1,836/mo

  Welcome to 4540 Camellia St., a well-maintained 3-bedroom, 2-bath home offering approximately 1,590 square feet of…

  Listing Office: forward real estate investment group llc

• 

  For Sale

  7860 Sycamore Street

  Jacksonville, FL 32219

  2 bd · 1 ba · 992 sq ft

  $425,000Est. $2,262/mo

  Welcome to 7860 Sycamore Street, a spacious 2-acre country ranchette, offering privacy and the freedom to have…

  Listing Office: lowest fee realty llc

• 

  For Sale

  2246 Daisy Street

  Middleburg, FL 32068

  4 bd · 2 ba · 1,664 sq ft

  $314,900Est. $1,676/mo

  Welcome to your private slice of country living! Built in 2020, this beautifully maintained 4-bedroom, 2-bathroom…

  Listing Office: florida homes realty & mtg llc

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  For Sale

  4916 Cattail Street

  Middleburg, FL 32068

  3 bd · 2 ba · 1,680 sq ft

  $299,900Est. $1,596/mo

  Welcome to this move-in ready 3-bedroom, 2-bath home on 1.08 private acres in Middleburg with NO HOA and NO CDD fees.…

  Listing Office: watson realty corp

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  For Sale

  2254 Brannings Sawmill Court

  Middleburg, FL 32068

  3 bd · 2 ba · 2,213 sq ft

  $433,990Est. $2,310/mo

  Listing Office: olympus executive realty, inc

  in Jennings Farm
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  Under Contract

  1733 Austin Lake Way

  Middleburg, FL 32068

  3 bd · 2 ba · 2,025 sq ft

  $390,000Est. $2,076/mo

  Listing Office: zumot realty

  in Linda Lakes