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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 9, 2026·79 days on market

6764 Gilda Court

Keystone Heights, FL 32656

$165,000sold priceListed at $230,000 · 71.7% of asking$105/sqftMLS# 2130737
3
Beds
2
Baths
1,566
Sq Ft
2001
Built
—
Garage
No
Pool
No HOA3.86 acresMobile Home

About this home

Keystone Heights

Looking for space, updates, and value? This 3-bedroom, 2-bath home sits on 4 beautiful acres and offers the perfect opportunity to enjoy country living without sacrificing modern upgrades. Recent improvements include a brand new HVAC (2025), updated flooring throughout, a renovated bathroom (2025), and a roof replaced in 2019--giving buyers peace of mind and move-in ready convenience. The property features handicap-accessible elements for added flexibility and comfort, along with plenty of room for outdoor living, animals, gardening, or future expansion. Tucked away in a quiet, rural setting, this property offers privacy and space that's hard to find at this price point. Even more opportunity awaits.This property can also be purchased together with the neighboring 1-acre parcel and newer 2022 home, creating a total of approximately 5 acres and two homes. Ideal for multi-generational living, rental potential, or those looking to expand.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$914
Property taxesest. at asking price, Clay County$253
Estimated total, before insurance$1,167/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$983/yr · $82/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$914
Principal & Interest: $914
Property taxes (est.): $253
Insurance (est.): $110
Estimated Total Monthly
$1,277
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$182,804$30,426—
2024$173,722$28,862—
2023$154,614$26,566—
2022$118,046$25,000—
2021$96,689$24,500—
2020$88,875$24,500▼ $1,352

2025 property taxes (current owner): $983/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $147/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6758 Gilda Court, Keystone Heights, FL 32656Listed by MOMENTUM REALTYOct 2026$221,500$1324/21,680280.1
6758 Gilda Court, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLCJun 2026$165,000$984/21,680790.1
5835 Lisa Lynn Lane, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INCSep 2026$379,900$1983/21,92051.5
6745 Damascus Road, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INCSep 2026$245,000$2134/21,1521351.5
6342 Golden Oak Lane, Keystone Heights, FL 32656Listed by MOMENTUM REALTYJul 2026$300,000$2083/21,440232.1
5640 Caribbean, Keystone Heights, FL 32656Listed by BEYCOME OF FLORIDA LLCAug 2026$269,900$1355/32,000132.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$147
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,566
Acres3.86 acres
Year Built2001
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address6764 Gilda Court, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionOak Ridge Woodlands
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size168,141.6 sq ft
Parcel Number04082400693400337

Amenities

UtilitiesElectricity Connected
Water SourcePrivate
ParkingUnassigned

Interior

AppliancesConvection Oven, Dryer, Washer
HeatingCentral
CoolingCentral Air
# of Stories0

Additional Information

Date ListedFebruary 18, 2026
Days on Market79
Tax Amount$983.4
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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