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Sold·Closed Jan 2, 2026·9 days on market
5086 Grannys Place
Keystone Heights, FL 32656
About this home
Keystone Heights
Double wide manufactured home on two acres in rural location. Parcel was split from larger parcel so has shared driveway at this time. Easy commute to Orange Park. Zoned Agriculture. Home has several additions with family room and bonus room. In-ground pool. Several sheds and accessory buildings of no value. Lots of potential for renovation. Multiple offers, seller will calling for highest and best.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,670 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 23 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 6 mi · Lowery Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 2 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,792/yr
Estimated taxes if purchased at asking price: ~$1,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $34/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6758 Gilda Court, Keystone Heights, FL 32656Listed by MOMENTUM REALTY | Oct 2026 | $221,500 | $132 | 4/2 | 1,680 | 28 | 0.2 |
| 6758 Gilda Court, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLC | Jun 2026 | $165,000 | $98 | 4/2 | 1,680 | 79 | 0.2 |
| 6764 Gilda Court, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLC | Jun 2026 | $165,000 | $105 | 3/2 | 1,566 | 79 | 0.2 |
| 6638 County Road 315C, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $350,000 | $138 | 4/2 | 2,537 | 14 | 0.5 |
| 6012 Indian Trail, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Feb 2026 | $325,000 | $153 | 4/3 | 2,126 | 61 | 0.8 |
| 4722 Gadara Road, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INC | Feb 2026 | $259,900 | $172 | 3/2 | 1,512 | 2 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MODERN REALTY OF FLORIDA
Sold by: MODERN REALTY OF FLORIDA (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jan 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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