Active·43 days on market
1339 Ribbon Place
Palm Coast, FL 32164
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
The charming Santa Rosa II plan in Seminole Palms boasts a smartly designed layout with plenty of entertaining and private living space. At the heart of the home, an open-concept design includes a spacious great room that flows into a casual dining area--with access to a patio--and a well-appointed kitchen with a center island and large walk-in pantry. Additional main-floor highlights include a convenient valet entry off the garage, a generous secondary bedroom with a walk-in closet, and a full hall bath. Upstairs, a versatile loft provides access to two secondary bedrooms--each with a walk-in closet--that flank a full bath. Completing the upstairs, a lavish owner's suite features an attached bath and an expansive walk-in closet. As a part of a planned community, Seminole Palms residents will enjoy on-site, resort-style amenities, including a playground, dog park, ponds, and walking trails, along with a state-of-the-art center with a fitness room, community space, and a pavilion.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,053/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 25, 2026Price change$393,990−$240
- Sep 23, 2026Price change$394,230+$4,240
- Sep 17, 2026Price change$389,990−$30,000
- Sep 10, 2026Price change$419,990−$5,000
- Aug 28, 2026Listed$424,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $164/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1345 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDA | Sep 2026 | $399,990 | $159 | 4/2.5 | 2,511 | 242 | 0 |
| 1357 Ribbon Place, Palm Coast, FL 32164Listed by CENTURY COMMUNITIES OF FLORIDA | Aug 2026 | $329,990 | $174 | 3/2 | 1,895 | 177 | 0.1 |
| 324 Fishtail Place, Palm Coast, FL 32164Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $392,300 | $217 | 2/2 | 1,808 | 21 | 0.4 |
| 310 Fishtail Place, Palm Coast, FL 32164Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $384,000 | $196 | 3/2.5 | 1,962 | 48 | 0.5 |
| 188 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $349,997 | $169 | 4/3 | 2,070 | 255 | 0.7 |
| 214 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $345,997 | $167 | 4/3 | 2,070 | 243 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY COMMUNITIES OF FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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