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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·129 days on market

351 Fishtail Place

Palm Coast, FL 32164

$372,000$190/sqftEst. $1,970/moMLS# 2145275
3
Beds
2.5
Baths
1,962
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/moWaterfrontSingle Family Residence2 storiesNew construction

About this home

Palm Coast

Introducing the all-new Seaport floor plan, thoughtfully designed with an open-concept layout, 3 bedrooms, 2.5 bathrooms, and an extended 2-car garage complemented by charming Craftsman-style architecture. The upgraded kitchen features 42-inch white cabinetry with soft-close drawers, quartz countertops, a classic white subway tile backsplash, and a complete appliance package, including the refrigerator. The kitchen flows seamlessly into the spacious gathering room, where an elegant tray ceiling creates an inviting atmosphere and opens to the covered lanai. Additional features throughout the home include a smart home package, 8-foot interior doors, enhanced bathroom finishes, and other stylish designer details. Residents will also enjoy access to future resort-inspired amenities, including a clubhouse, swimming pool, fitness center, cabana, and scenic walking trails designed to support an active and social lifestyle. Schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,970
HOAbilled annually$15
Estimated total, before insurance$1,985/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$372,000
$74,400
Loan Term
Monthly Payment
$1,970
Principal & Interest: $1,970
Insurance (est.): $248
Estimated Total Monthly
$2,218
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 14, 2026Listed$372,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$372,000
Price / Sq Ft$190
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,962
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address351 Fishtail Place, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Palms
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number2012315562000002560

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewOther
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionOther
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 14, 2026
Days on Market99
HOA Fees$185 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC. · JaxOnlineSales@Pulte.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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