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Active·18 days on market

10 Armenia Court

Palm Coast, FL 32137

$524,934$215/sqftEst. $2,885/mo mortgageMLS# 2167920
3
Beds
2.5
Baths
2,443
Sq Ft
2027
Built
3
Garage
No
Pool
FEMA Zone XHOA $17/mo7200.00 acresSingle Family Residence1 storyNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

What's Special: Gourmet Kitchen | 3-Car Garage | Dedicated Study. New Construction - January Completion! Built by America's Most Trusted Home Builder. Welcome to the Magdalen at 10 Armenia Court in Colbert Landings! Situated on a desirable cul-de-sac, this charming new home offers a bright, open layout where the great room flows seamlessly into the dining area and gourmet kitchen. A pocket sliding glass door in the great room leads out to the lanai, creating the perfect indoor-outdoor living experience. The private primary suite is tucked away for added comfort and features a full bathroom and walk-in closet, while two secondary bedrooms and a convenient study provide flexibility for work or guests. Ideally located east of I 95, this community offers quick access to beaches, the Matanzas River, and nearby dining and retail. Spanning nearly 300 acres, it features preserve and water view homesites, natural tree coverage, and adjacent conservation land with trails.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,885
HOAbilled annually$17
Estimated total, before insurance$2,902/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$524,934
$104,987
Loan Term
Monthly Payment
$2,885
Principal & Interest: $2,885
Insurance (est.): $350
Estimated Total Monthly
$3,235
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:31 AM, sunset 6:46 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Oct 5, 2026Listed$524,934

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15 Geosam Drive, Palm Coast, FL 32137Listed by TAYLOR MORRISON REALTY OF FLASep 2026$485,057$2304/22,113110.2
36 Armoyan Drive, Palm Coast, FL 32137Listed by TAYLOR MORRISON REALTY OF FLASep 2026$370,000$1803/22,0551820.2
10 Geosam Drive, Palm Coast, FL 32137Listed by TAYLOR MORRISON REALTY OF FLAAug 2026$369,675$1803/22,055430.2
70 Ararat Drive, Palm Coast, FL 32137Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$363,990$1984/31,842720.3
16 Garni Drive, Palm Coast, FL 32137Listed by MERITAGE HOMES OF FLORIDA REALTYOct 2026$378,990$1734/32,192710.3
39 Oconee Drive, Palm Coast, FL 32137Listed by TAYLOR MORRISON REALTY OF FLAOct 2026$373,145$1823/22,055370.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$524,934
Price / Sq Ft$215
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,443
Acres7200.00 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNorthwest

School Information

ElementaryOld Kings
MiddleBuddy Taylor

Community Information

Address10 Armenia Court, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionColbert Landings
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size313,632,000 sq ft
Lot Dimensions60x120
Parcel Number0312311126000002390
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Jogging Path, Pickleball, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Covered, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionOther
Road SurfacePaved

Additional Information

Date ListedOctober 5, 2026
Days on Market0
HOA Fees$203 / Annually
HOA FrequencyAnnually
HOA NameColbert Landings
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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