Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Pending

Pending·57 days on market

10 Geosam Drive

Palm Coast, FL 32137

$393,990$192/sqftEst. $2,028/moMLS# 2151100

Beds

Baths

2,055

Sq Ft

2026

Built

Garage

Pool

About this home

Palm Coast

What's Special: Gourmet Kitchen | Larger Backyard | Dedicated Study | Pond View | Covered Extended Lanai. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the San Blas at 10 Geosam Drive in Colbert Landings! This thoughtfully designed home features an open-concept layout that prioritizes comfort and everyday livability. An inviting front porch welcomes you into the foyer, where a private study offers the perfect space for reading, working from home, or hobbies. Continue through the foyer and rotunda into the heart of the home, where the great room, kitchen, and casual dining area seamlessly connect--ideal for both entertaining and daily life. Step outside to the covered lanai and enjoy relaxing views of the backyard. The secluded primary suite provides a peaceful retreat with two walk-in closets, a walk-in shower, and a dual sink vanity.

Cost to own

Mortgage calculator

Home Price

$393,990

Down Payment: 20%

$78,798

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,028

Principal & Interest: $2,028

Insurance (est.): $263

Estimated Total Monthly

$2,290

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,028

HOAbilled annually$17

Estimated total, before insurance$2,045/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Pending$393,990
Jul 10, 2026Price change$393,990−$5,000
Jun 17, 2026Listed$398,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$393,990

Price / Sq Ft$192

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,055

Acres0.21 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouthwest

School Information

ElementaryOld Kings

MiddleBuddy Taylor

HighFlagler Palm Coast

Community Information

Address10 Geosam Drive, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionColbert Landings

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size9,147.6 sq ft

Lot Dimensions50x167

Parcel Number0312311125000000560

ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Jogging Path, Pickleball, Playground

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)