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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·6 days on market

9725 Hazel Lake

Jacksonville, FL 32222

$269,000$180/sqftEst. $1,490/moMLS# 2167794
3
Beds
2
Baths
1,496
Sq Ft
2004
Built
2
Garage
No
Pool
FEMA Zone XHOA $23/mo0.71 acresSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to this fresh, move-in-ready 3-bedroom, 2-bath retreat tucked away on a peaceful cul-de-sac street! Step inside to discover fresh paint, new carpet, updated lighting, and stylish LVP flooring throughout the living room, dining room, kitchen, and hallway. The spacious kitchen is ready for everyday living and entertaining with granite countertops, abundant cabinetry, and an oversized pantry. The private primary suite offers a walk-in closet and full bath, while two generously sized secondary bedrooms share a comfortable guest bath. Outside, the large lot backs to a wooded preserve, creating a private and peaceful setting with plenty of room to relax and enjoy the outdoors. Conveniently located near shopping and dining with easy access to I-295, this refreshed home combines comfort, privacy, and convenience. Move right in and make it yours—schedule your private showing today! Some phots maybe virtually staged.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,490
Property taxesest. at asking price, Duval County$439
HOAbilled annually$23
Estimated total, before insurance$1,952/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,877/yr · $240/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$269,000
$53,800
Loan Term
Monthly Payment
$1,490
Principal & Interest: $1,490
Property taxes (est.): $439
Insurance (est.): $179
Estimated Total Monthly
$2,109
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,877/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 4, 2026Listed$269,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9683 Hazel Lake Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$255,900$1733/21,47990.1
9624 Grove Hill Lane, Jacksonville, FL 32222Listed by RPB REALTY,INCSep 2026$355,000$2024/21,759150.2
9857 Melrose Creek Drive, Jacksonville, FL 32222Listed by WATSON REALTY CORPAug 2026$315,000$2033/21,54810.2
6878 Wall Springs Drive, Jacksonville, FL 32222Listed by 1 PERCENT LISTS FIRST COASTSep 2026$294,500$1633/21,802380.4
7137 Claremont Creek Drive, Jacksonville, FL 32222Listed by REAL BROKER LLCSep 2026$305,000$1973/21,548100.4
7281 Claremont Creek Drive, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$299,000$1933/21,54860.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,000
Price / Sq Ft$180
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,496
Acres0.71 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryWestview
MiddleWestview
HighWestside High School

Community Information

Address9725 Hazel Lake, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionPlum Tree
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size30,927.6 sq ft
Parcel Number0163142080
ZoningPUD

Amenities

Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
FencingWood
RoofShingle
ConstructionStucco
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedOctober 4, 2026
Days on Market1
HOA Fees$275 / Annually
HOA FrequencyAnnually
HOA NamePlum Tree HOA
Tax Amount$2,877.21
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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