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Active

Active·72 days on market

9749 Hazel Lake Drive

Jacksonville, FL 32222

$389,000$194/sqftEst. $2,002/moMLS# 2148321

Beds

Baths

2,006

Sq Ft

2004

Built

Garage

Pool

About this home

Jacksonville

**HUGE LOT**GREAT LOCATION**OPEN LAYOUT** Welcome to this stylish and modern 2 story home! Located on a quiet cul-de-sac with very little traffic, this huge and spacious 4 bed/3 bath layout sits on a LARGE LOT with a big front and backyard it's waiting for you to add a pool! Inside, you'll find an OPEN FLOOR PLAN and lots of light create a bright and inviting atmosphere with stylish wood look flooring throughout. The main living spaces and 1 of the bathrooms are on the first floor, while all the bedrooms are on the second floor for PRIVACY. The kitchen features tons of sleek white cabinetry, gold accents, plenty of counterspace, a food prep island with a breakfast bar, and STAINLESS STEEL APPLIANCES. Upstairs, you'll find a huge laundry room and SPACIOUS BEDROOMS. The primary suite features a tray ceiling and a large WALK-IN CLOSET. You'll love the location - minutes from Oakleaf Town Center's shopping and dining, with easy access to major roadways! BRING US AN OFFER TODAY!

Cost to own

Mortgage calculator

Home Price

$389,000

Down Payment: 20%

$77,800

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,002

Principal & Interest: $2,002

Property taxes (est.): $635

Insurance (est.): $259

Estimated Total Monthly

$2,896

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,002

Property taxesest. at asking price, Duval County$635

HOAbilled annually$23

Estimated total, before insurance$2,660/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,468/yr · $456/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$293,811	$284,104	—
2024	$285,644	$258,277	▲ $13,120
2023	$283,440	$234,798	▲ $29,028
2022	$244,713	$213,453	▲ $14,075
2021	$194,072	$194,049	—
2020	$176,409	$176,409	▲ $5,126

2025 property taxes (current owner): $5,468/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 14, 2026Price change$389,000−$10,000
Jun 2, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,000

Price / Sq Ft$194

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,006

Acres2.85 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryWestview

MiddleWestview

HighWestside High School

Community Information

Address9749 Hazel Lake Drive, Jacksonville, FL 32222

Area064-Bent Creek/Plum Tree

SubdivisionPlum Tree

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Lot Size124,146 sq ft

Parcel Number0163142095

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Off Street

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)