Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Nassau Crossing, Yulee — a home near Yulee High School.

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Active

Active·8 days on market·Nassau Crossing

86460 Shortline Circle

Yulee, FL 32097

$259,000$194/sqftEst. $1,435/moMLS# 2167562

Beds

2.5

Baths

1,332

Sq Ft

2022

Built

Garage

Pool

3 more homes for sale in Nassau Crossing →Search Nassau Crossing on the map

FEMA Zone XHOA $50/moSingle Family Residence2 stories

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About this home

Nassau Crossing

SELLER OFFERING $5000 TOWARD BUYER CLOSING COSTS OR RATE BUY DOWN with an acceptable offer! Move-in ready and affordable, this Nassau Crossing townhome combines comfortable living, stylish upgrades, and the ease of a low-maintenance lifestyle in a great Nassau County location. Featuring three bedrooms, two-and-a-half bathrooms, and a one-car garage, this home offers an inviting open-concept layout that makes everyday living and entertaining feel effortless. The kitchen features upgraded Bosch appliances and an island with seating, creating the perfect gathering spot for morning coffee, casual meals, or catching up while dinner cooks. The adjoining living area keeps everyone connected, with plenty of opportunity to make the space your own. Tile and vinyl plank flooring throughout mean no carpet and easy upkeep! All three bedrooms are located upstairs, providing a comfortable retreat away from the main living spaces, while a convenient downstairs half bath serves guests. With the

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,435

Property taxesest. at asking price, Nassau County$358

HOAbilled annually$50

Estimated total, before insurance$1,842/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$259,000

Down Payment: 20%

$51,800

Interest Rate: 7.40%

Loan Term

Monthly Payment

$1,435

Principal & Interest: $1,435

Property taxes (est.): $358

Insurance (est.): $173

Estimated Total Monthly

$1,965

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Oct 2, 2026Listed$259,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $194/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
86848 Mainline Road, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERY	Jun 2026	$239,000	$205	2/2.5	1,168	19	0.1
86221 Express Court, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Sep 2026	$365,000	$214	4/2	1,705	6	0.2
86226 Mainline Road, Yulee, FL 32097Listed by INTEGRITY KEY REALTY LLC	Jun 2026	$267,000	$219	3/2	1,219	84	0.2
86209 Vegas Boulevard, Yulee, FL 32097Listed by HOVER GIRL PROPERTIES	Sep 2026	$225,000	$133	3/2	1,694	1	0.5
86011 Aladdins Way, Yulee, FL 32097Listed by EXIT INSPIRED REAL ESTATE	Jun 2026	$335,000	$200	3/2	1,676	64	0.6
86636 Serenity Lake Court, Yulee, FL 32097Listed by LPT REALTY LLC	Jul 2026	$349,000	$203	3/2	1,721	105	0.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,000

Price / Sq Ft$194

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,332

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address86460 Shortline Circle, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionNassau Crossing Townhomes

CityYulee

CountyNassau

StateFL

Zip Code32097

Parcel Number42-2N-27-1091-011A-0000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories2

LevelsTwo

Exterior

Patio / PorchCovered, Front Porch

RoofShingle

Additional Information

Date ListedOctober 2, 2026

Days on Market0

HOA Fees$600 / Annually

HOA FrequencyAnnually

HOA Fee IncludesMaintenance Grounds

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Nassau Crossing

Nassau Crossing is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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